Looking for your local hospital?
We list every hospital in 47 states and Washington, DC, with what each policy says and how to ask for help. Find your hospital by state.
Alabama (95 hospitals), Alaska (16 hospitals), Arizona (95 hospitals), Arkansas (88 hospitals), California (363 hospitals), Colorado (93 hospitals), Connecticut (34 hospitals), Delaware (12 hospitals), District of Columbia (9 hospitals), Florida (212 hospitals), Georgia (141 hospitals), Hawaii (21 hospitals), Idaho (47 hospitals), Illinois (188 hospitals), Indiana (146 hospitals), Iowa (115 hospitals), Kansas (136 hospitals), Kentucky (97 hospitals), Louisiana (156 hospitals), Maine (34 hospitals), Maryland (53 hospitals), Massachusetts (78 hospitals), Michigan (144 hospitals), Minnesota (132 hospitals), Mississippi (105 hospitals), Missouri (115 hospitals), Nebraska (91 hospitals), Nevada (43 hospitals), New Hampshire (27 hospitals), New Jersey (77 hospitals), New Mexico (39 hospitals), New York (182 hospitals), North Carolina (112 hospitals), Ohio (188 hospitals), Oklahoma (127 hospitals), Oregon (60 hospitals), Pennsylvania (179 hospitals), Rhode Island (12 hospitals), South Carolina (63 hospitals), South Dakota (56 hospitals), Tennessee (117 hospitals), Texas (459 hospitals), Utah (51 hospitals), Vermont (16 hospitals), Virginia (91 hospitals), Washington (97 hospitals), West Virginia (51 hospitals), Wisconsin (137 hospitals)
What the policies say
- 34 of the 36 systems with a stated limit give free care to households earning up to at least 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- The highest free care limit is 600% (NYU Langone Health). The lowest is 150% (Mass General Brigham).
- 35 of the 38 say in plain words that patients with insurance may get help with what they still owe after insurance. What each policy says about patients with insurance.
- 35 of the 38 may approve some patients without a full application.
- 33 of the 38 have a rule for bills that are large compared with income, which can help above the income limits.
Income limits, system by system
| Health system | Free care up to | Discounts up to |
|---|---|---|
| CommonSpirit Health | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Ascension | 250%about $82,500 for a family of four | 400%about $132,000 for a family of four |
| Trinity Health | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Providence | 300%about $99,000 for a family of four | 400%about $132,000 for a family of four |
| Advocate Health | 300%about $99,000 for a family of four | 400%about $132,000 for a family of four |
| Kaiser Permanente | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Mass General Brigham | 150%about $49,500 for a family of four | 300%about $99,000 for a family of four |
| Northwell Health | 200%about $66,000 for a family of four | 500%about $165,000 for a family of four |
| UPMC | 300%about $99,000 for a family of four | 400%about $132,000 for a family of four |
| Cleveland Clinic | 250%about $82,500 for a family of four | 400%about $132,000 for a family of four |
| Baylor Scott & White Health | 200%about $66,000 for a family of four | 500%about $165,000 for a family of four |
| Mayo Clinic | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Banner Health | Under 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Bon Secours Mercy Health | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| SSM Health | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Corewell Health | 250%about $82,500 for a family of four | No discount listed above free care |
| Sanford Health | 225%about $74,250 for a family of four | 375%about $123,750 for a family of four |
| Ochsner Health | 200%about $66,000 for a family of four | No discount listed above free care |
| CHRISTUS Health | 300%about $99,000 for a family of four | 400%about $132,000 for a family of four |
| Mercy (St. Louis) | 200%about $66,000 for a family of four | 300%about $99,000 for a family of four |
| UF Health | 200%about $66,000 for a family of four | No discount listed above free care |
| Northwestern Medicine | 250%about $82,500 for a family of four | 600%about $198,000 for a family of four |
| Sentara Health | 300%about $99,000 for a family of four | 400%about $132,000 for a family of four |
| Stanford Health Care | 400%about $132,000 for a family of four | 400%about $132,000 for a family of four |
| Cedars-Sinai | 400%about $132,000 for a family of four | 600%about $198,000 for a family of four |
| Scripps Health | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Sharp HealthCare | 400%about $132,000 for a family of four | 400%about $132,000 for a family of four |
| Henry Ford Health | 250%about $82,500 for a family of four | 400%about $132,000 for a family of four |
| Mount Sinai Health System | Not stated | 400%about $132,000 for a family of four |
| Duke Health | 200%about $66,000 for a family of four | 300%about $99,000 for a family of four |
| Emory Healthcare | 350%about $115,500 for a family of four | 350%about $115,500 for a family of four |
| UCHealth | 250%about $82,500 for a family of four | 400%about $132,000 for a family of four |
| OhioHealth | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Memorial Hermann | 200%about $66,000 for a family of four | 400%about $132,000 for a family of four |
| Texas Health Resources | 250%about $82,500 for a family of four | 500%about $165,000 for a family of four |
| Houston Methodist | 200%about $66,000 for a family of four | 500%about $165,000 for a family of four |
| NYU Langone Health | 600%about $198,000 for a family of four | 800%about $264,000 for a family of four |
| NewYork-Presbyterian | Not stated | 600%about $198,000 for a family of four |
How we read them
Each figure comes from the system’s own Financial Assistance Policy, which federal rules for nonprofit hospitals require them to publish. We used AI reading tools: one took each figure from the policy, and a second checked it against the same document. A figure neither could confirm is left out. Every page links to the policy it was read from, so you can check it yourself.
We are not part of any of these health systems. Policies change, and the hospital decides from its own form and counts income its own way. Systems we could not read or check yet are not listed, including 8 large systems whose sites blocked our reading tools: Novant Health, Intermountain Health, Sutter Health, AdventHealth, Geisinger, Prisma Health, Johns Hopkins Medicine and Penn Medicine.
Ask for the forms
Whatever the table says, ask the hospital for its financial assistance policy, the application and the plain language summary. The free financial assistance letter asks for all three. For your state’s own rules, try the charity care check.
Check the bill itself
Financial assistance may lower what you owe, but it does not look at the charges. Open your bill in MedBillCheckup: it is read on your device, never uploaded, and the free check shows how many things are worth asking the billing office about. The full list, with the exact questions to ask, is $6.99 for one bill, or included with Pro at $9.99 a month.
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MedBillCheckup provides informational assistance only. It does not determine whether a charge is medically necessary, fraudulent, illegal, or definitively incorrect, and it is not a substitute for advice from a lawyer, doctor, insurer, or certified medical billing specialist.