Michigan hospital financial assistance and charity care

Find your hospital by name or town. We list 144 Michigan hospitals. For 81 of them we read the hospital’s own financial assistance policy on 2026-11-09 and show what it says, with links; for the others we show how to ask for the policy.

We have not yet read Michigan’s own laws on hospital bills; this page covers each hospital’s own policy and the federal rules for nonprofit hospitals.

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144 Michigan hospitals, by town.

Nonprofit and government hospitals

  • Promedica Charles and Virginia Hickman Hospital

    Adrian, Lenawee County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Beacon Allegan

    Allegan, Allegan County · Nonprofit, critical access · Beacon Health System

    Free care
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
    The policy says
    “0% to 200% 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 350% of the federal poverty guidelines: about $115,500 a year for a family of four in 2026.
    The policy says
    “201% to 350% 73% (AGB percentage*)”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • MyMichigan Medical Center Alma

    Alma, Gratiot County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Trinity Health Ann Arbor Hospital

    Ann Arbor, Washtenaw County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • University of Michigan Health

    Ann Arbor, Washtenaw County · Nonprofit, general acute care · University of Michigan Health

    Financial assistance policyApplication

  • McLaren Thumb Region

    Bad Axe, Huron County · Nonprofit, critical access · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • McLaren Bay Region

    Bay City, Bay County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Big Rapids Hospital

    Big Rapids, Mecosta County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Henry Ford Brighton Center for Recovery

    Brighton, Livingston County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Patients with income less than or equal to 250% of the Federal Poverty Level income (“FPL”), will be eligible for 100% charity care on that portion of the charges for services for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Patients with incomes above 250% of the FPL but not exceeding 400% of the FPL, will receive a sliding scale discount on that portion of the charges for services provided for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Timing
    On or before the 240th day after the first discharge bill
    The policy says
    “if such Patient submits an Application on or prior to the 240th day after the Patient’s first discharge bill”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summary

  • Munson Healthcare Cadillac Hospital

    Cadillac, Wexford County · Nonprofit, general acute care · Munson Healthcare

    Free care
    Up to 249% of the federal poverty guidelines: about $82,170 a year for a family of four in 2026.
    The policy says
    “Up to 249% FPL 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “250-400% FPL 75%”

    Read on this document, 2026-11-09.

    Timing
    From the date of care through 240 days after the first post-discharge billing statement
    The policy says
    “Application Period: from the date care is provided through 240 days after the first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Caro Psychiatric Hospital

    Caro, Tuscola County · Government, psychiatric

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • McLaren Caro Region

    Caro, Tuscola County · Nonprofit, critical access · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • UMH Sparrow Carson

    Carson City, Montcalm County · Nonprofit, general acute care · University of Michigan Health

    Financial assistance policyPlain language summaryApplication

  • Hills & Dales General Hospital

    Cass City, Tuscola County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Munson Healthcare Charlevoix Hospital

    Charlevoix, Charlevoix County · Nonprofit, critical access · Munson Healthcare

    Free care
    Up to 249% of the federal poverty guidelines: about $82,170 a year for a family of four in 2026.
    The policy says
    “Up to 249% FPL 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “250-400% FPL 75%”

    Read on this document, 2026-11-09.

    Timing
    From the date of care through 240 days after the first post-discharge billing statement
    The policy says
    “Application Period: from the date care is provided through 240 days after the first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • UMH Sparrow Eaton

    Charlotte, Eaton County · Nonprofit, critical access · University of Michigan Health

    Financial assistance policyPlain language summaryApplication

  • Trinity Health Chelsea Hospital

    Chelsea, Washtenaw County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • MyMichigan Medical Center Clare

    Clare, Clare County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Henry Ford Macomb Hospital

    Clinton Township, Macomb County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income less than or equal to 250% of the federal poverty level, the patient may be eligible for a 100% discount.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income from 251% to 400% of the federal poverty level, the patient may qualify for a partial discount.”

    Read on this document, 2026-11-09.

    Timing
    Up to 240 days after the first bill
    The policy says
    “Patients and/or Guarantor may apply for financial assistance at any time up to 240 days after HFH provides the initial billing to the patient and/or Guarantor.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Insight Hospital & Medical Center Coldwater

    Coldwater, Branch County · Government, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Corewell Health Dearborn Hospital

    Dearborn, Wayne County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    At least 240 days from the first post-discharge billing statement
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post -discharge billing statement (“Application Period”).”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Deckerville Community Hospital

    Deckerville, Sanilac County · Nonprofit, critical access · Aspire Rural Health System

    Free care
    Up to 100% of the federal poverty guidelines: about $33,000 a year for a family of four in 2026.
    The policy says
    “Patients whose family income is at or below 100% of the FPL are eligible to receive free care;”

    Read on this document, 2026-11-09.

    Discounts
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Patients whose family income is between 100% and 250% of the FPL will be eligible for a percent off discount.”

    Read on this document, 2026-11-09.

    Timing
    240 days from the first post-discharge billing statement
    The policy says
    “Patients or their Guarantor may submit an application up to two – hundred and forty (240) days from the date of the patient's first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Henry Ford Hospital

    Detroit, Wayne County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income less than or equal to 250% of the federal poverty level, the patient may be eligible for a 100% discount.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income from 251% to 400% of the federal poverty level, the patient may qualify for a partial discount.”

    Read on this document, 2026-11-09.

    Timing
    Up to 240 days after the first bill
    The policy says
    “Patients and/or Guarantor may apply for financial assistance at any time up to 240 days after HFH provides the initial billing to the patient and/or Guarantor.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Henry Ford St. John Hospital

    Detroit, Wayne County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Patients with income less than or equal to 250% of the Federal Poverty Level income (“FPL”), will be eligible for 100% charity care on that portion of the charges for services for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Patients with incomes above 250% of the FPL but not exceeding 400% of the FPL, will receive a sliding scale discount on that portion of the charges for services provided for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Timing
    On or before the 240th day after the first discharge bill
    The policy says
    “if such Patient submits an Application on or prior to the 240th day after the Patient’s first discharge bill”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summary

  • Samaritan Behavioral Center

    Detroit, Wayne County · Nonprofit, psychiatric

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Beacon Dowagiac

    Dowagiac, Cass County · Nonprofit, critical access · Beacon Health System

    Free care
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
    The policy says
    “0% to 200% 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 350% of the federal poverty guidelines: about $115,500 a year for a family of four in 2026.
    The policy says
    “201% to 350% 73% (AGB percentage*)”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Henry Ford River District Hospital

    East China, St. Clair County · Government, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Patients with income less than or equal to 250% of the Federal Poverty Level income (“FPL”), will be eligible for 100% charity care on that portion of the charges for services for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Patients with incomes above 250% of the FPL but not exceeding 400% of the FPL, will receive a sliding scale discount on that portion of the charges for services provided for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Timing
    240 days after the first discharge bill
    The policy says
    “submits a financial assistance application (an “Application”) on or prior to the 240th day after the Patient’s first discharge bill”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summary

  • Eaton Rapids Medical Center

    Eaton Rapids, Eaton County · Nonprofit, critical access

    Free care
    Up to 133% of the federal poverty guidelines: about $43,890 a year for a family of four in 2026.
    The policy says
    “Patients with a household income that is <133% of the FPG are eligible for 100% discount.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
    The policy says
    “Patients with a household income between 175% and 200% of the FPG are eligible for a 50% discount.”

    Read on this document, 2026-11-09.

    Timing
    up to 240 days from the date the first statement was generated
    The policy says
    “Accounts that have been turned to Bad Debt status may still be considered for financial assistance for an additional 120 days after the date the account was turned to bad debt or up to 240 days from the date the first statement was generated to the guarantor.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • OSF St. Francis Hospital & Medical Group

    Escanaba, Delta County · Nonprofit, critical access · OSF HealthCare

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Family Income up to 250% FPL are eligible to receive a 100% discount on the Patient Balance Due;”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Family Income of above 350% FPL but equal to or less than 400% FPL are eligible to receive a 25% discount on the Patient Balance Due”

    Read on this document, 2026-11-09.

    Timing
    240 days after the first post-discharge statement
    The policy says
    “Applications for Financial Assistance may be submitted up to 240 days after the date of the first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Farmington Hills Hospital

    Farmington Hills, Oakland County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    At least 240 days from the first post-discharge billing statement
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post -discharge billing statement (“Application Period”).”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Henry Ford Kingswood Hospital

    Ferndale, Oakland County · Nonprofit, psychiatric · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income less than or equal to 250% of the federal poverty level, the patient may be eligible for a 100% discount.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income from 251% to 400% of the federal poverty level, the patient may qualify for a partial discount.”

    Read on this document, 2026-11-09.

    Timing
    Up to 240 days after the first bill
    The policy says
    “Patients and/or Guarantor may apply for financial assistance at any time up to 240 days after HFH provides the initial billing to the patient and/or Guarantor.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Hurley Medical Center

    Flint, Genesee County · Nonprofit, general acute care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “If the patient’s income falls below 400% of the guidelines, the patient is eligible for some level of discount.”

    Read on this document, 2026-11-09.

    Financial assistance policy

  • McLaren Flint

    Flint, Genesee County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Paul Oliver Memorial Hospital

    Frankfort, Benzie County · Government, critical access · Munson Healthcare

    Free care
    Up to 249% of the federal poverty guidelines: about $82,170 a year for a family of four in 2026.
    The policy says
    “Up to 249% FPL 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “250-400% FPL 75%”

    Read on this document, 2026-11-09.

    Timing
    From the date of care through 240 days after the first post-discharge billing statement
    The policy says
    “Application Period: from the date care is provided through 240 days after the first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Gerber Hospital

    Fremont, Newaygo County · Nonprofit, critical access · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Garden City Hospital

    Garden City, Wayne County · Nonprofit, general acute care · Prime Healthcare

    Discounts
    Up to 450% of the federal poverty guidelines: about $148,500 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
    The policy says
    “A self-pay patient qualifies for the Discount Payment Program if the patient’s Family Income does not exceed 450% of the current Federal Poverty Level.”

    Read on this document, 2026-11-09.

    Timing
    150 days after the first post-discharge statement
    The policy says
    “A patient is expected to submit the financial assistance application promptly following care, but no later than 150 days following the date of the first post-discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyApplication

  • Munson Healthcare Otsego Memorial Hospital

    Gaylord, Otsego County · Nonprofit, general acute care · Munson Healthcare

    Free care
    Up to 249% of the federal poverty guidelines: about $82,170 a year for a family of four in 2026.
    The policy says
    “Up to 249% FPL 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “250-400% FPL 75%”

    Read on this document, 2026-11-09.

    Timing
    From the date of care through 240 days after the first post-discharge billing statement
    The policy says
    “Application Period: from the date care is provided through 240 days after the first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • MyMichigan Medical Center Gladwin

    Gladwin, Gladwin County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Henry Ford Genesys Hospital

    Grand Blanc, Genesee County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Patients with income less than or equal to 250% of the Federal Poverty Level income (“FPL”), will be eligible for 100% charity care on that portion of the charges for services for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Patients with incomes above 250% of the FPL but not exceeding 400% of the FPL, will receive a sliding scale discount on that portion of the charges for services provided for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Timing
    240 days after the first discharge bill
    The policy says
    “submits a financial assistance application (an “Application”) on or prior to the 240th day after the Patient’s first discharge bill”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Trinity Health Grand Haven Hospital

    Grand Haven, Ottawa County · Government, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Corewell Health Butterworth Hospital

    Grand Rapids, Kent County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Trinity Health Grand Rapids Hospital

    Grand Rapids, Kent County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Munson Healthcare Grayling Hospital

    Grayling, Crawford County · Nonprofit, general acute care · Munson Healthcare

    Free care
    Up to 249% of the federal poverty guidelines: about $82,170 a year for a family of four in 2026.
    The policy says
    “Up to 249% FPL 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “250-400% FPL 75%”

    Read on this document, 2026-11-09.

    Timing
    From the date of care through 240 days after the first post-discharge billing statement
    The policy says
    “Application Period: from the date care is provided through 240 days after the first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Greenville Hospital

    Greenville, Montcalm County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Beaumont Grosse Pointe Hospital

    Grosse Pointe, Wayne County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    At least 240 days from the first post-discharge billing statement
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post -discharge billing statement (“Application Period”).”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • UP Health System Portage

    Hancock, Houghton County · Nonprofit, general acute care · UP Health System

    Timing
    60 days from receiving service
    The policy says
    “Submitting a complete Financial Assistance Application with supporting documentation within 60 days from receiving service”

    Read on this document, 2026-11-09.

    Financial assistance policyApplication

  • Harbor Beach Community Hospital

    Harbor Beach, Huron County · Nonprofit, critical access · Scheurer Health

    Free care
    Up to 175% of the federal poverty guidelines: about $57,750 a year for a family of four in 2026.
    The policy says
    “Full financial assistance will be granted to those with an income falling at 175% or lower on the Federal Poverty Guideline.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “Partial financial assistance will be granted to those with an income falling between 176%-300% of the Federal Poverty Guidelines.”

    Read on this document, 2026-11-09.

    Timing
    240 days from the first post-discharge statement
    The policy says
    “The patient/Guarantor will be given 240 days from the first post-discharge statement to complete and return the Application along with all requested information.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Pennock Hospital

    Hastings, Barry County · Nonprofit, critical access · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Hillsdale Hospital

    Hillsdale, Hillsdale County · Nonprofit, general acute care

    Free care
    Up to 100% of the federal poverty guidelines: about $33,000 a year for a family of four in 2026.
    The policy says
    “Generally, the full amount of the Hospital's charges will be determined to be the Financial Assistance for a Patient whose modified adjusted gross income for the household is at or below 100% of the current federal poverty level.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “251 – 300% Federal Poverty Level 20% Discount”

    Read on this document, 2026-11-09.

    Timing
    270 days after the date of the first statement
    The policy says
    “Patient shall apply for Financial Assistance consideration by completing the Application for Financial Assistance within 270 days after the date of the first statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Holland Hospital

    Holland, Ottawa County · Nonprofit, general acute care

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “Holland Hospital will use a sliding scale up to 300% of the current Federal Poverty Level Guidelines as the eligibility criteria for financial assistance.”

    Read on this document, 2026-11-09.

    Timing
    240 days from the date of the first statement
    The policy says
    “Patients have 240 days from the date of their first statement to apply for financial assistance.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Trinity Health Livingston Hospital

    Howell, Livingston County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • UMH Sparrow Ionia

    Ionia, Ionia County · Nonprofit, critical access · University of Michigan Health

    Financial assistance policyPlain language summaryApplication

  • Marshfield Medical Center-Dickinson

    Iron Mountain, Dickinson County · Government, general acute care · Sanford Health

    Free care
    Up to 225% of the federal poverty guidelines: about $74,250 a year for a family of four in 2026.
    The policy says
    “A patient (or patient guarantor) with a household income of 225% or less of the Federal Poverty Level (FPL) is eligible for full financial assistance.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 375% of the federal poverty guidelines: about $123,750 a year for a family of four in 2026.
    The policy says
    “A patient (or patient guarantor) with a household income between 226% and 375% of the FPL is eligible for partial financial assistance on a sliding scale.”

    Read on this document, 2026-11-09.

    Timing
    Up to 90 days before service through the 240th day after the first billing statement
    The policy says
    “extending through the 240th day after the first billing statement is sent to the patient or guarantor.”

    Read on this document, 2026-11-09.

    Financial assistance policyApplication

  • Aspirus Iron River Hospital

    Iron River, Iron County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Aspirus Ironwood Hospital

    Ironwood, Gogebic County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Henry Ford Jackson Hospital

    Jackson, Jackson County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income less than or equal to 250% of the federal poverty level, the patient may be eligible for a 100% discount.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income from 251% to 400% of the federal poverty level, the patient may qualify for a partial discount.”

    Read on this document, 2026-11-09.

    Timing
    Up to 240 days after the first bill
    The policy says
    “Patients and/or Guarantor may apply for financial assistance at any time up to 240 days after HFH provides the initial billing to the patient and/or Guarantor.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Beacon Kalamazoo

    Kalamazoo, Kalamazoo County · Nonprofit, general acute care · Beacon Health System

    Free care
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
    The policy says
    “0% to 200% 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 350% of the federal poverty guidelines: about $115,500 a year for a family of four in 2026.
    The policy says
    “201% to 350% 73% (AGB percentage*)”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Bronson Methodist Hospital

    Kalamazoo, Kalamazoo County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Kalamazoo Regional Psychiatric Hospital

    Kalamazoo, Kalamazoo County · Government, psychiatric

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Kalkaska Memorial Health Center

    Kalkaska, Kalkaska County · Government, critical access · Munson Healthcare

    Free care
    Up to 249% of the federal poverty guidelines: about $82,170 a year for a family of four in 2026.
    The policy says
    “Up to 249% FPL 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “250-400% FPL 75%”

    Read on this document, 2026-11-09.

    Timing
    From the date of care through 240 days after the first post-discharge billing statement
    The policy says
    “Application Period: from the date care is provided through 240 days after the first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Baraga County Memorial Hospital

    L' Anse, Baraga County · Government, critical access

    Financial assistance policyApplication

  • McLaren Greater Lansing

    Lansing, Ingham County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • UMH Sparrow Lansing

    Lansing, Ingham County · Nonprofit, general acute care · University of Michigan Health

    Financial assistance policyPlain language summaryApplication

  • McLaren Lapeer Region

    Lapeer, Lapeer County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Aspirus Keweenaw Hospital

    Laurium, Houghton County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Trinity Health Livonia Hospital

    Livonia, Wayne County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Corewell Health Ludington Hospital

    Ludington, Mason County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Munson Healthcare Manistee Hospital

    Manistee, Manistee County · Nonprofit, general acute care · Munson Healthcare

    Free care
    Up to 249% of the federal poverty guidelines: about $82,170 a year for a family of four in 2026.
    The policy says
    “Up to 249% FPL 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “250-400% FPL 75%”

    Read on this document, 2026-11-09.

    Timing
    From the date of care through 240 days after the first post-discharge billing statement
    The policy says
    “Application Period: from the date care is provided through 240 days after the first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Schoolcraft Memorial Hospital

    Manistique, Schoolcraft County · Government, critical access

    Timing
    Covers balances 12 months before the application date and 6 months after approval
    The policy says
    “Sliding Fee Discount Program applications cover outstanding patient balances for 12 months prior to application date and any balances incurred with 6 months after the approval date, unless their financial situation changes drastically.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Marlette Regional Hospital

    Marlette, Sanilac County · Nonprofit, critical access · Aspire Rural Health System

    Free care
    Up to 100% of the federal poverty guidelines: about $33,000 a year for a family of four in 2026.
    The policy says
    “Patients whose family income is at or below 100% of the FPL are eligible to receive free care;”

    Read on this document, 2026-11-09.

    Discounts
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Patients whose family income is between 100% and 250% of the FPL will be eligible for a percent off discount.”

    Read on this document, 2026-11-09.

    Timing
    240 days from the first post-discharge billing statement
    The policy says
    “Patients or their Guarantor may submit an application up to two – hundred and forty (240) days from the date of the patient's first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • UP Health System Marquette

    Marquette, Marquette County · Government, general acute care · UP Health System

    Free care
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
    The policy says
    “Uninsured patients whose family income is equal to or less than 200% of the Federal Poverty Guidelines are generally eligible for free emergency and medically necessary care.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
    The policy says
    “Uninsured patients whose family income is between 200% and 300% of the Federal Poverty Guidelines generally receive a sliding scale discount ranging from 60% to 90% for emergency and other medically necessary care.”

    Read on this document, 2026-11-09.

    Timing
    60 days from receiving service
    The policy says
    “Submitting a complete Financial Assistance Application with supporting documentation within 60 days from receiving service”

    Read on this document, 2026-11-09.

    Financial assistance policyApplication

  • Oaklawn Hospital

    Marshall, Calhoun County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • MyMichigan Medical Center Midland

    Midland, Midland County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Promedica Monroe Regional Hospital

    Monroe, Monroe County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • McLaren Macomb

    Mount Clemens, Macomb County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • McLaren Central Michigan

    Mount Pleasant, Isabella County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Munising Memorial Hospital

    Munising, Alger County · Nonprofit, critical access

    Free care
    Up to 100% of the federal poverty guidelines: about $33,000 a year for a family of four in 2026.
    The policy says
    “Patients whose household income is at or below 100% of the federal poverty level are eligible to receive free care.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “Patients whose family income is between 100% and 300% of the federal poverty level will be eligible for a percent off discount.”

    Read on this document, 2026-11-09.

    Timing
    Up to 240 days after the first post-discharge billing statement
    The policy says
    “Patients or guarantors may submit an application up to two hundred forty (240) days from the date of the patient's first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Trinity Health Muskegon Hospital

    Muskegon, Muskegon County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Helen Newberry Joy Hospital

    Newberry, Luce County · Government, critical access

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Memorial Healthcare

    Owosso, Shiawassee County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Bronson Lakeview Hospital

    Paw Paw, Van Buren County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • McLaren Northern Michigan

    Petoskey, Emmet County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Scheurer Hospital

    Pigeon, Huron County · Nonprofit, critical access · Scheurer Health

    Free care
    Up to 175% of the federal poverty guidelines: about $57,750 a year for a family of four in 2026.
    The policy says
    “Full financial assistance will be granted to those with an income falling at 175% or lower on the Federal Poverty Guideline.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “Partial financial assistance will be granted to those with an income falling between 176%-300% of the Federal Poverty Guidelines.”

    Read on this document, 2026-11-09.

    Timing
    240 days from the first post-discharge statement
    The policy says
    “The patient/Guarantor will be given 240 days from the first post-discharge statement to complete and return the Application along with all requested information.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • McLaren Oakland

    Pontiac, Oakland County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Trinity Health Oakland Hospital

    Pontiac, Oakland County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Lake Huron Medical Center

    Port Huron, St. Clair County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • McLaren Port Huron

    Port Huron, Wayne County · Nonprofit, general acute care · McLaren Health Care

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Financial assistance guidelines are based on 400% of the Federal Poverty Guidelines (FPL) published annually in the Federal Register.”

    Read on this document, 2026-11-09.

    Timing
    240 days from first post-discharge statement
    The policy says
    “MHC will offer patients with no insurance and patients who indicate an inability to pay their out-of-pocket costs after insurance, the opportunity to apply for financial assistance up to 240 days from their first post discharge statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Reed City Hospital

    Reed City, Osceola County · Nonprofit, critical access · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Henry Ford Rochester Hospital

    Rochester, Oakland County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “If your income is less than or equal to 250% of the Federal Poverty Level, you may receive a 100% charity care write-off on the portion of the charges for which you are responsible.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “If your income is above 250% of the Federal Poverty Level but does not exceed 400% of the Federal Poverty Level, you may receive discounted rates on a sliding scale.”

    Read on this document, 2026-11-09.

    Financial assistance policyApplication

  • Corewell Health William Beaumont University Hospital

    Royal Oak, Oakland County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Covenant HealthCare

    Saginaw, Saginaw County · Nonprofit, general acute care

    Free care
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
    The policy says
    “100% 75% Family Size 200% of Federal Poverty Guideline or less 201% to 300% of Federal Poverty Guideline”

    Read on this document, 2026-11-09.

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “100% 75% Family Size 200% of Federal Poverty Guideline or less 201% to 300% of Federal Poverty Guideline”

    Read on this document, 2026-11-09.

    Timing
    120 days after first billing statement (240 days if referred to collections)
    The policy says
    “If a patient fails to submit a financial assistance application during the notification period (120 days after the first billing statement) Covenant may engage in collection activity against the patient.”

    Read on this document, 2026-11-09.

    Financial assistance policyApplication

  • HealthSource Saginaw

    Saginaw, Saginaw County · Nonprofit, general acute care

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “- 100% financial assistance for income levels at or below 250%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “- 70% financial assistance for income levels between 376% and 400%”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summary

  • MyMichigan Medical Center Saginaw

    Saginaw, Saginaw County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Mackinac Straits Health System

    Saint Ignace, Mackinac County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • The Center for Forensic Psychiatry

    Saline, Washtenaw County · Government, psychiatric

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • McKenzie Health System

    Sandusky, Sanilac County · Nonprofit, critical access

    Free care
    Up to 100% of the federal poverty guidelines: about $33,000 a year for a family of four in 2026.
    The policy says
    “A patient whose family gross income is at or below 100% of the Federal Poverty Guideline (see Attachment A) may receive 100% discount.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “A patient whose family gross income is at 176-250% of the Federal poverty guideline are eligible for a discount which approximates 115% of Medicare Critical Access Hospital reimbursement, in accordance with the Healthy Michigan Law (Public Act 107 - section 105d(2)).”

    Read on this document, 2026-11-09.

    Timing
    240 days from the first statement, or two weeks after a Medicaid denial
    The policy says
    “Applicants must apply for the Financial Assistance Program within 240 days from the date of receipt of the first statement in accordance with Internal Revenue Section 501(r)(6) or within two weeks of receipt of a Medicaid denial.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Chippewa County War Memorial Hospital

    Sault Ste Marie, Chippewa County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Trinity Health Shelby Hospital

    Shelby, Oceana County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Sheridan Community Hospital

    Sheridan, Montcalm County · Nonprofit, critical access

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Free Care: Households with income from 0% to 250% of FPG are eligible for free care for Eligible Services.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “Partially Discounted Care: Households with income between 250% and 300% of FPG are eligible for a 75% discount on Eligible Services.”

    Read on this document, 2026-11-09.

    Financial assistance policyApplication

  • Bronson South Haven Hospital

    South Haven, Van Buren County · Government, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Henry Ford Providence Southfield Hospital

    Southfield, Oakland County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Patients with income less than or equal to 250% of the Federal Poverty Level income (“FPL”), will be eligible for 100% charity care on that portion of the charges for services for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Patients with incomes above 250% of the FPL but not exceeding 400% of the FPL, will receive a sliding scale discount on that portion of the charges for services provided for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Timing
    240 days after the first discharge bill
    The policy says
    “submits a financial assistance application (an “Application”) on or prior to the 240th day after the Patient’s first discharge bill”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summary

  • Straith Hospital for Special Surgery

    Southfield, Oakland County · Nonprofit, general acute care

    Free care
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
    The policy says
    “Patients with incomes up to 200% of the FPL may be eligible for a discount of 100%.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “Patients with income up to 300% of the FPL will be eligible for a discount based on the amounts generally billed (AGB).”

    Read on this document, 2026-11-09.

    Timing
    240 days after the first billing statement
    The policy says
    “Application Period no later than the 240th day after Straith Hospital provides the patient with the first billing statement for items or services received”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health St. Joseph Hospital

    St Joseph, Berrien County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Saint Mary'S Standish Community Hospital

    Standish, Arenac County · Nonprofit, critical access

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Sturgis Hospital

    Sturgis, St. Joseph County · Government, rural emergency

    Free care
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
    The policy says
    “Income 0% to 200% of Federal Poverty Guidelines: Account reduction will be 100% of charges”

    Read on this document, 2026-11-09.

    Discounts
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Income 201% to 250% of Federal Poverty Guidelines: Collections will not exceed 115% of the Medicare Fee for Service as calculated by the Hospital periodically”

    Read on this document, 2026-11-09.

    Timing
    120 days of the rendering of care or of notification of the self-pay balance
    The policy says
    “Requests for financial assistance should be initiated within 120 days of the rendering of care or within 120 days of the patient/responsible party receiving notification of the self-pay balance.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summary

  • Tawas St Joseph Hospital

    Tawas City, Iosco County · Government, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Corewell Health Taylor Hospital

    Taylor, Wayne County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    At least 240 days from the first post-discharge billing statement
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post -discharge billing statement (“Application Period”).”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Three Rivers Health

    Three Rivers, St. Joseph County · Government, general acute care · Beacon Health System

    Free care
    Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
    The policy says
    “0% to 200% 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 350% of the federal poverty guidelines: about $115,500 a year for a family of four in 2026.
    The policy says
    “201% to 350% 73% (AGB percentage*)”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Munson Medical Center

    Traverse City, Grand Traverse County · Nonprofit, general acute care · Munson Healthcare

    Free care
    Up to 249% of the federal poverty guidelines: about $82,170 a year for a family of four in 2026.
    The policy says
    “Up to 249% FPL 100%”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “250-400% FPL 75%”

    Read on this document, 2026-11-09.

    Timing
    From the date of care through 240 days after the first post-discharge billing statement
    The policy says
    “Application Period: from the date care is provided through 240 days after the first post-discharge billing statement.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Trenton Hospital

    Trenton, Wayne County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    At least 240 days from the first post-discharge billing statement
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post -discharge billing statement (“Application Period”).”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Beaumont Troy Hospital

    Troy, Oakland County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    At least 240 days from the first post-discharge billing statement
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post -discharge billing statement (“Application Period”).”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Henry Ford West Bloomfield Hospital

    W Bloomfield, Oakland County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income less than or equal to 250% of the federal poverty level, the patient may be eligible for a 100% discount.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income from 251% to 400% of the federal poverty level, the patient may qualify for a partial discount.”

    Read on this document, 2026-11-09.

    Timing
    Up to 240 days after the first bill
    The policy says
    “Patients and/or Guarantor may apply for financial assistance at any time up to 240 days after HFH provides the initial billing to the patient and/or Guarantor.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Henry Ford Warren Hospital

    Warren, Macomb County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Patients with income less than or equal to 250% of the Federal Poverty Level income (“FPL”), will be eligible for 100% charity care on that portion of the charges for services for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “Patients with incomes above 250% of the FPL but not exceeding 400% of the FPL, will receive a sliding scale discount on that portion of the charges for services provided for which the Patient is responsible following payment by an insurer, if any”

    Read on this document, 2026-11-09.

    Timing
    On or before the 240th day after the first discharge bill
    The policy says
    “if such Patient submits an Application on or prior to the 240th day after the Patient’s first discharge bill”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summary

  • Insight Surgical Hospital

    Warren, Macomb County · Nonprofit, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Corewell Health Watervliet Hospital

    Watervliet, Berrien County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Corewell Health Wayne Hospital

    Wayne, Wayne County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    At least 240 days from the first post-discharge billing statement
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post -discharge billing statement (“Application Period”).”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • MyMichigan Medical Center West Branch

    West Branch, Ogemaw County · Government, general acute care

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Walter P Reuther Psychiatric Hospital

    Westland, Wayne County · Government, psychiatric

    We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.

  • Henry Ford Wyandotte Hospital

    Wyandotte, Wayne County · Nonprofit, general acute care · Henry Ford Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income less than or equal to 250% of the federal poverty level, the patient may be eligible for a 100% discount.”

    Read on this document, 2026-11-09.

    Discounts
    Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
    The policy says
    “If a patient has an annual income from 251% to 400% of the federal poverty level, the patient may qualify for a partial discount.”

    Read on this document, 2026-11-09.

    Timing
    Up to 240 days after the first bill
    The policy says
    “Patients and/or Guarantor may apply for financial assistance at any time up to 240 days after HFH provides the initial billing to the patient and/or Guarantor.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • University of Michigan Health-West

    Wyoming, Kent County · Nonprofit, general acute care · University of Michigan Health

    Free care
    Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
    The policy says
    “A patient may qualify for a 100% adjustment of charges if the patient's household income is at or below 300% of the established Federal Poverty Level Guidelines set forth for the current year.”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

  • Forest Health Medical Center

    Ypsilanti, Washtenaw County · Government, general acute care

    We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.

  • Corewell Health Zeeland Hospital

    Zeeland, Ottawa County · Nonprofit, general acute care · Corewell Health

    Free care
    Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
    The policy says
    “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG”

    Read on this document, 2026-11-09.

    Timing
    240 days
    The policy says
    “Patient balances will be eligible for financial assistance evaluation for at least 240 days from the date of the first post-discharge billing statement”

    Read on this document, 2026-11-09.

    Financial assistance policyPlain language summaryApplication

For-profit hospitals

The federal rules for nonprofit hospitals do not apply to a for-profit hospital. Ask whether it has a financial assistance or charity care policy.

  • Mymichigan Medical Center Alpena

    Alpena, Alpena County · For-profit, general acute care

    Ask whether it has a financial assistance or charity care policy.

  • Havenwyck Hospital

    Auburn Hills, Oakland County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Bronson Battle Creek Hospital

    Battle Creek, Calhoun County · For-profit, general acute care

    Ask whether it has a financial assistance or charity care policy.

  • Bronson Behavioral Health Hospital

    Battle Creek, Calhoun County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Huron Valley-Sinai Hospital

    Commerce Township, Oakland County · For-profit, general acute care

    Ask whether it has a financial assistance or charity care policy.

  • Metropolitan Behavioral Health

    Dearborn, Wayne County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Bca Stonecrest Center

    Detroit, Wayne County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Children'S Hospital of Michigan

    Detroit, Wayne County · For-profit, childrens

    Ask whether it has a financial assistance or charity care policy.

  • Detroit Receiving Hospital

    Detroit, Wayne County · For-profit, general acute care

    Ask whether it has a financial assistance or charity care policy.

  • Harper University Hospital

    Detroit, Wayne County · For-profit, general acute care

    Ask whether it has a financial assistance or charity care policy.

  • Karmanos Cancer Center

    Detroit, Wayne County · For-profit, general acute care

    Ask whether it has a financial assistance or charity care policy.

  • Sinai-Grace Hospital

    Detroit, Wayne County · For-profit, general acute care

    Ask whether it has a financial assistance or charity care policy.

  • Brightwell Behavioral Health

    East Lansing, Ingham County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Forest View Psychiatric Hospital

    Grand Rapids, Kent County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Bell Hospital

    Ishpeming, Marquette County · For-profit, critical access

    Ask whether it has a financial assistance or charity care policy.

  • Kalamazoo Behavioral Health Hospital

    Kalamazoo, Kalamazoo County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Harbor Oaks Hospital

    New Baltimore, Macomb County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Pontiac General Hospital

    Pontiac, Oakland County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • Cedar Creek Hospital

    Saint Johns, Clinton County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

  • University of Michigan Health- Sparrow Clinton

    Saint Johns, Clinton County · For-profit, critical access

    Ask whether it has a financial assistance or charity care policy.

  • Surgeons Choice Medical Center

    Southfield, Oakland County · For-profit, general acute care

    Ask whether it has a financial assistance or charity care policy.

  • The Behavioral Center of Michigan

    Warren, Macomb County · For-profit, psychiatric

    Ask whether it has a financial assistance or charity care policy.

Federal rules for nonprofit hospitals

More in the hospital charity care guide.

What to ask the billing office

  • Ask for the financial assistance policy, the application and the plain language summary.
  • Ask which income limit applies to your household and what counts as income.
  • Ask whether the doctors who treated you are covered by the policy or bill separately.
  • Ask until when you can still apply for the bill you have, and ask for the answer in writing.

The free financial assistance letter asks for all three papers. Denied? How to appeal or reapply. Already paid? How applying after you have paid works. Compare large health systems on the hospital list.

Helping people with hospital bills in Michigan?

Send them this page. With a client link from your organization they also get Pro at no cost to them: the full list for every bill, the questions to ask and a letter. A free pilot is available on request.

Plans for organizations

Sources

The list of hospitals, their towns, counties and ownership come from Hospital General Information (CMS Provider Data Catalog), modified 2026-07-22. Ownership is CMS’s label, not a tax ruling. We left out the 5 hospitals the CMS file lists under federal ownership, such as VA and military hospitals.

Each figure comes from the hospital’s own policy, which every figure links to, with the policy’s words and the day we read it (2026-11-09). We used AI reading tools, and a second independent check compared each quote and figure with the policy text. A figure that was not confirmed is left out. Dollar amounts use the 2026 federal poverty guidelines for the 48 states and Washington, DC (91 FR 1797).

We are not part of any of these hospitals. Policies change, and the hospital decides from its own form, with conditions such as assets or residency that the policy sets. If what you read here differs from the current policy, the policy counts. A correction? Tell us on the Support page.

MedBillCheckup provides informational assistance only. It does not determine whether a charge is medically necessary, fraudulent, illegal, or definitively incorrect, and it is not a substitute for advice from a lawyer, doctor, insurer, or certified medical billing specialist.