Corewell Health financial assistance

Who may get free or discounted care at Corewell Health hospitals, and how to apply, in plain words. Income limits at Corewell Health: the policy lists free care up to 250% of the federal poverty guidelines. Read from Corewell Health’s own policy on November 1, 2026.

Corewell Health income limits

Yearly household income at the percentages in Corewell Health’s policy, computed from the 2026 federal poverty guidelines for the 48 states and Washington, DC (91 FR 1797). Alaska and Hawaii have their own, higher guidelines. The figures come from the policy and the guidelines; the hospital decides.
Household sizeFree care: yearly income up to 250%
1 person$39,900
2 people$54,100
3 people$68,300
4 people$82,500
5 people$96,700
6 people$110,900
Free care
Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.The policy says: “Qualifying income for elimination of all financial liability (free care) for amounts otherwise owing will be 250 percent of poverty as defined by the current FPG” (page 7)
Sliding scale
At or below 250%: free care (100% off). The policy states no discount tiers above 250%.
With insurance
The main policy does not say so in plain words. It says everyone who applies goes through the same process whatever their primary payer, and that other payment sources, including insurance, are to be pursued first. (Policy, pages 3 and 5.)
Savings and assets
Savings or other assets may count.
Large bills
Case by case: help may be considered when the financial burden of medical bills (over the last 240 days plus those expected in the next 90 days) is 25% of annual household income or greater.

How to apply for Corewell Health financial assistance

Without a full application
Some patients may be approved without a full application.
Time to apply
At least 240 days after the first bill sent after care.The policy says: “for at least 240 days from the date of the first post-discharge billing statement” (page 5)
How to apply
Apply online or in MyChart, in person at any Corewell hospital, by mail, by email or by phone with a financial counselor. Attach three months of bank statements and proof of income, such as pay stubs or tax returns.
Also good to know
The policy read has an effective date of 11/01/2022, and no newer version was found. The application form asks for it back within 10 days, but the policy’s application period is at least 240 days.

Denied? How to appeal or reapply

Common questions about Corewell Health financial assistance

What is the income limit for Corewell Health financial assistance?

Corewell Health’s policy lists free care up to 250% of the federal poverty guidelines. With the 2026 guidelines for the 48 states and Washington, DC, that is for free care, a yearly income up to about $39,900 for one person and $82,500 for a family of four. Corewell Health decides from its own application; only the hospital can confirm what you may get.

How do I apply for Corewell Health financial assistance?

Apply online or in MyChart, in person at any Corewell hospital, by mail, by email or by phone with a financial counselor. Attach three months of bank statements and proof of income, such as pay stubs or tax returns. Time to apply: At least 240 days after the first bill sent after care.

Source

Financial Assistance Eligibility Policy (Policy Reference #2983, Version 11), Effective 11/01/2022. Read with AI reading tools on November 1, 2026, and checked by a second one against the same document. There is also a plain language summary.

We are not part of Corewell Health. Policies change, and the hospital decides from its own form. If what you read here differs from the current policy, the policy counts.

Ask in writing

The free financial assistance letter asks the hospital for its policy, the application and the plain language summary. Already paid? How applying after you have already paid works. Compare other systems on the hospital list.

Have insurance? See what 38 policies say about patients with insurance.

In Michigan? Find your hospital by name or town (144 Michigan hospitals).

Other health systems nearby

Check the bill itself

Financial assistance may lower what you owe, but it does not look at the charges. Open your bill in MedBillCheckup: it is read on your device, never uploaded, and the free check shows how many things are worth asking the billing office about, and names the first. The full list, with the exact questions to ask, is $6.99 for one bill, or included with Pro at $9.99 a month.

MedBillCheckup provides informational assistance only. It does not determine whether a charge is medically necessary, fraudulent, illegal, or definitively incorrect, and it is not a substitute for advice from a lawyer, doctor, insurer, or certified medical billing specialist.