Scripps Health income limits
| Household size | Free care: yearly income up to 200% | Discounts: yearly income up to 400% |
|---|---|---|
| 1 person | $31,920 | $63,840 |
| 2 people | $43,280 | $86,560 |
| 3 people | $54,640 | $109,280 |
| 4 people | $66,000 | $132,000 |
| 5 people | $77,360 | $154,720 |
| 6 people | $88,720 | $177,440 |
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.The policy says: “The hospital bill amount that the patient is responsible for will be forgiven when an income level is 200% percent or less of the FPL.” (page 3 of 4)
- Discounts
- Up to 400% of the guidelines: about $132,000 a year for a family of four.The policy says: “For income levels between 201 - 400% of FPL, eligible patients will not be charged more than the calculated discounted financial assistance amount.” (page 3 of 4)
- Sliding scale
- 201% to 400%: the patient is not charged more than the discounted financial assistance amount, which the glossary says is estimated from what Medicare would pay, including the patient share. The policy does not list set percentages.
- With insurance
- Patients whose insurance covers only part of the bill may get help, including when out-of-pocket costs after insurance pass 10% of family income. They must make every reasonable effort to give their coverage details. (Policy, pages 1, 2 and 3.)
- Large bills
- One way to qualify is if documented out-of-pocket medical costs after insurance in the past 12 months were higher than 10% of family income. Above 400% of the poverty level, Scripps may still consider extenuating circumstances or a catastrophic medical event, with manager approval.
How to apply for Scripps Health financial assistance
- Time to apply
- No deadline stated; patients are encouraged to send initial information within 30 daysThe policy says: “Patients are encouraged to submit initial qualifying information within 30 days whenever possible.” (page 3 of 4)
- How to apply
- Complete a Financial Assistance Application online through the MyScripps portal or print it from the Scripps website. A financial counselor can help at the main admitting department of any Scripps hospital.
- Also good to know
- Homeless patients not in other assistance programs may get 100% assistance. Approval is valid six months.
Common questions about Scripps Health financial assistance
What is the income limit for Scripps Health financial assistance?
Scripps Health’s policy lists free care up to 200% of the federal poverty guidelines and discounts up to 400%. With the 2026 guidelines for the 48 states and Washington, DC, that is for free care, a yearly income up to about $31,920 for one person and $66,000 for a family of four; for discounts, a yearly income up to about $63,840 for one person and $132,000 for a family of four. Scripps Health decides from its own application; only the hospital can confirm what you may get.
How do I apply for Scripps Health financial assistance?
Complete a Financial Assistance Application online through the MyScripps portal or print it from the Scripps website. A financial counselor can help at the main admitting department of any Scripps hospital. Time to apply: No deadline stated; patients are encouraged to send initial information within 30 days.
Source
Patient Financial Assistance, Including Discounted Payments, and Charity Care (FAP), Effective 12/10/24 (footer date 11/24). Read with AI reading tools on November 6, 2026, and checked by a second one against the same document. There is also a plain language summary.
We are not part of Scripps Health. Policies change, and the hospital decides from its own form. If what you read here differs from the current policy, the policy counts.
Ask in writing
The free financial assistance letter asks the hospital for its policy, the application and the plain language summary. Already paid? How applying after you have already paid works. Compare other systems on the hospital list.
Have insurance? See what 38 policies say about patients with insurance.
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Check the bill itself
Financial assistance may lower what you owe, but it does not look at the charges. Open your bill in MedBillCheckup: it is read on your device, never uploaded, and the free check shows how many things are worth asking the billing office about, and names the first. The full list, with the exact questions to ask, is $6.99 for one bill, or included with Pro at $9.99 a month.
Check my bill, freeMedBillCheckup provides informational assistance only. It does not determine whether a charge is medically necessary, fraudulent, illegal, or definitively incorrect, and it is not a substitute for advice from a lawyer, doctor, insurer, or certified medical billing specialist.