Emory Healthcare income limits
| Household size | Free care: yearly income up to 350% |
|---|---|
| 1 person | $55,860 |
| 2 people | $75,740 |
| 3 people | $95,620 |
| 4 people | $115,500 |
| 5 people | $135,380 |
| 6 people | $155,260 |
- Free care
- Up to 350% of the federal poverty guidelines: about $115,500 a year for a family of four in 2026.The policy says: “is at least 201% but less than or equal to 350% of the Federal Poverty Guidelines, the patient will receive 100% financial assistance” (page 5)
- Discounts
- Up to 350% of the guidelines: about $115,500 a year for a family of four.The policy says: “is at least 201% but less than or equal to 350% of the Federal Poverty Guidelines, the patient will receive 100% financial assistance” (page 5)
- Sliding scale
- Not on Medicaid and at or below 200%: 100% off. Uninsured and 201% to 350%: 100% off the patient’s personal responsibility. Insured patients are listed only at or below 200%. Uninsured patients above 350% may get a 65% self-pay discount, which the policy says is not treated as financial assistance.
- With insurance
- With insurance, copays, deductibles and coinsurance may be fully written off at incomes up to 200% of the guidelines (350% without insurance); above 225% only case-by-case review applies, after other coverage has paid. A third-party injury settlement must go to the account and may end eligibility. (Policy, pages 5, 8, 9 and 11.)
- Large bills
- Catastrophic care: if income is above 225% and the patient has large expenses with too little coverage, the balance after adjustment will not exceed 20% of annual family income. Case by case, needs approval of the chief financial officer or a designee, and can be given once every 12 months.
How to apply for Emory Healthcare financial assistance
- Without a full application
- Some patients may be approved without a full application.
- Time to apply
- The later of 240 days after the first post-discharge bill, or 30 days after written notice of the intent to start extraordinary collection actions.The policy says: “for the later of 240 days after the date Emory Healthcare (or its agent) provides the first post-discharge billing statement” (page 6 to 7)
- How to apply
- Submit the application through MyChart, at the hospital Patient Access office, or by mail. Paycheck stubs, a tax return, W-2 or bank statements can show income. Patients can also be screened by an outside vendor with no application.
- Also good to know
- The 350% limit is for uninsured patients: others are listed only up to 200%. Providers not employed by The Emory Clinic or Emory Specialty Associates may not be covered, so check the provider list.
Common questions about Emory Healthcare financial assistance
What is the income limit for Emory Healthcare financial assistance?
Emory Healthcare’s policy lists free care up to 350% of the federal poverty guidelines. With the 2026 guidelines for the 48 states and Washington, DC, that is for free care, a yearly income up to about $55,860 for one person and $115,500 for a family of four. Emory Healthcare decides from its own application; only the hospital can confirm what you may get.
How do I apply for Emory Healthcare financial assistance?
Submit the application through MyChart, at the hospital Patient Access office, or by mail. Paycheck stubs, a tax return, W-2 or bank statements can show income. Patients can also be screened by an outside vendor with no application. Time to apply: The later of 240 days after the first post-discharge bill, or 30 days after written notice of the intent to start extraordinary collection actions.
Source
Emory Healthcare Financial Assistance Policy, Effective 02/01/2026, updated 05/01/2026. Read with AI reading tools on November 6, 2026, and checked by a second one against the same document.
We are not part of Emory Healthcare. Policies change, and the hospital decides from its own form. If what you read here differs from the current policy, the policy counts.
Ask in writing
The free financial assistance letter asks the hospital for its policy, the application and the plain language summary. Already paid? How applying after you have already paid works. Compare other systems on the hospital list.
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Check the bill itself
Financial assistance may lower what you owe, but it does not look at the charges. Open your bill in MedBillCheckup: it is read on your device, never uploaded, and the free check shows how many things are worth asking the billing office about, and names the first. The full list, with the exact questions to ask, is $6.99 for one bill, or included with Pro at $9.99 a month.
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