Medical bill checker prices

Reading your bill is free. So is seeing how many things are worth asking about, and which comes first and why. You pay only for the full list. Nothing found, nothing to pay. One price per bill, or Pro by the month or year. If your bill goes down, we take no share of it.

The bill file is never uploaded: your own browser reads it. The charges, the bill’s totals and dates and any answers to the money questions are sent for the checks, checked in memory and not kept. The checks are fixed rules, not an AI model.

Pro

Recommended

Every medical bill in your household checked before you pay, at one flat price, with your dates and your yearly total in one place.

How often to pay for Pro

$9.99 a monthEvery bill is included until your next payment date.

$5.00 a month, billed $59.99 once a yearSave 49% compared with monthly

  • The full list for every bill you check while subscribed
  • Money checks on every bill all year: what you paid, the amount you type from your EOB, your yearly maximum, surprise bills
  • Your plan’s yearly maximum, typed once and counted across the bills on this device
  • Ask about your bill (US bills): type a question and, on your device, it is matched to an answer we wrote or to the closest topics
  • Pro on every device you sign in on (your bills stay where you check them)

Renews until you cancel. Cancel any time in Billing.

This bill

The full list for one bill, when that’s all you need.

$6.99

One payment for this bill. Nothing renews.

  • Every line, why, and which item any money is on
  • The exact question for each, and a call guide
  • A letter for the billing office that you can edit
  • A PDF report with a call log
Check my bill, free

You pay after the free check, only if you want the full list.

See a sample full list

Also free: six letters and a code lookup.

A nonprofit that wants to give Pro to the people it serves? See prices for organizations.

  • Cancel any time in Billing.
  • Every bill is included until your next payment date.
  • Sign in on any device with your email.
  • Payment on Stripe’s page. We never see your card.
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What you get

The same checks run for everyone. What you pay for is the full list.

What each option includes
What you getFree checkThis bill, $6.99Pro
How many things are worth asking about, and of what kind
The first one: which line, and why
Every line, and the reason for each
The questions to ask, and a letter for the billing office
A call guide for each thing worth asking about
What to do if they say no, with the usual deadlines
A PDF report
Your plan’s yearly maximum, typed once and counted across the bills on this device
Ask about your bill (US bills): type a question and, on your device, it is matched to an answer we wrote or to the closest topics
Every bill you check while subscribedThis bill only

How payment works

  • Prices are in US dollars. Tax is added at checkout where it applies. No other fees from us. If Stripe shows your own currency, its exchange rate includes a conversion fee of 2 to 4%, and you can choose to pay in US dollars instead. Buying from the EU? VAT at your country’s rate is added at checkout, for example 21% in Spain.
  • Payment happens on Stripe’s secure page. Your purchase is sold through Link, Stripe’s checkout service, which also handles the tax. Stripe sees your card, not your bill.
  • Purchases are not refundable if you change your mind. Before you pay, you see what we read from your bill and how many things on it are worth asking about. Refund policy
  • Charged twice, charged after you cancelled, or paid for a bill we could not check? We put it right: write to hello@medbillcheckup.com from the email address you paid with, with the date of the payment. On your card statement the charge starts with LINK.COM* and then our name, because Link, Stripe’s checkout service, sells it for us. Link, which handles the sale for us, may also refund a payment within 60 days under its own policy, for example if what you got was not as described.
  • Pro renews automatically until you cancel. When you cancel, you keep Pro until the end of the period you already paid for.

Compared with a billing advocate

A medical billing advocate negotiates for you. In 2018, Consumer Reports wrote that these advocates typically charge $100 or more an hour; some take a share of the amount taken off the bill instead. MedBillCheckup gives you the first look, the questions, a call guide and the next official step if they say no, for one flat price, and you make the call or send the letter yourself.

Questions about prices

Do I need an account to check a bill?

No. Your bill is read on your device without signing up. If you buy the full list for one bill, a signed receipt stays in your browser, and there is still no account. Only Pro subscribers sign in, so they can use Pro on another device.

I subscribed. Will a new bill cost extra?

No. Every bill you check is included until your next payment date, which the Billing page shows in plain words.

One visit sent me several bills. Do I pay for each?

With This bill, each bill is $6.99. With Pro, every bill you check while subscribed is included, even an itemized copy or an updated statement. You can cancel any time in Billing and keep Pro until the end of the month or year you paid for.

How do I sign in on another device?

Enter the email you used at checkout and we send you a link. Open it on the new device and Pro works there too. There is no password.

Can I get a refund?

Not if you change your mind. The full list for a bill is delivered the moment you pay, and a Pro month or year that has started is not refunded in part when you cancel. Before you decide, you see the price, what we read from your bill, and how many things on it are worth asking about. If we charge you by mistake or fail to deliver, we put it right. Buyers in the EU, the EEA and the UK have the withdrawal rights the Terms describe.

What if nothing on my bill is worth asking about?

You find out before paying. The free check runs the same rules and tells you how many things are worth asking about. If it finds nothing, there is nothing to pay for.

Does MedBillCheckup negotiate for me?

No, by design. We take no percentage of any change to your bill, only the price shown here. The call guide writes out what to ask and the letter is ready to edit, and you make the call or send the letter yourself.

Does it work for a large hospital bill?

Yes. The checks, the call guide and the price are the same for any amount. If you hire a billing advocate later, the full list and its PDF report give them a head start.

Is this a free medical bill audit?

Reading your bill and the preview are free, with no account. The full list is $6.99 for one bill, or comes with Pro. We call it a check rather than an audit: fixed rules point out what is worth asking about, and only your provider or insurer can confirm a charge.

Can a nonprofit get Pro for its staff?

We may give a nonprofit that helps patients with medical bills free Pro for its staff and volunteers, through one private link. Write to us from the Support page with the organization’s name, its website and an email address we can reply to. Nothing is asked in return.

Can an organization buy Pro for the people it serves?

An organization that helps people with medical bills can get a plan for the people it serves, from $37.50 a month, billed $450 once a year, and up to 300 people. The Organizations page shows how to buy or start. The people it serves use Pro free, with no account, email or card. Every plan renews by itself until the organization cancels, which it can do at any time, and we do not refund a paid year. We do not work with health care providers or health plans. For a larger organization or a free pilot, write to us.