Mount Sinai Health System financial assistance

Who may get free or discounted care at Mount Sinai Health System hospitals, and how to apply, in plain words. Income limits at Mount Sinai Health System: the policy lists discounts up to 400%, with differences by state or hospital (below). Read from Mount Sinai Health System’s own policy on November 6, 2026.

Mount Sinai Health System income limits

Yearly household income at the percentages in Mount Sinai Health System’s policy, computed from the 2026 federal poverty guidelines for the 48 states and Washington, DC (91 FR 1797). Alaska and Hawaii have their own, higher guidelines. The policy has differences by state or hospital: see “Differences by state” below. The figures come from the policy and the guidelines; the hospital decides.
Household sizeDiscounts: yearly income up to 400%
1 person$63,840
2 people$86,560
3 people$109,280
4 people$132,000
5 people$154,720
6 people$177,440
Discounts
Up to 400% of the guidelines: about $132,000 a year for a family of four.The policy says: “Their annual income does not exceed 400% of the current Federal Poverty Guidelines;” (page 2 (policy))
Sliding scale
The discount follows a sliding fee scale attached to the policy. The summary says adults pay a percentage of what Medicaid would pay for the service, depending on income, and may pay as little as $0 for children and pregnant women. Uninsured patients are presumed eligible for at least the lowest discount level on charges from the hospitals themselves.
With insurance
Underinsured patients may be eligible, including for deductibles and copays, under New York law. The policy’s general income limit is 400% of the guidelines, and help is not available if they refuse their insurer’s requirements. (Policy, pages 2 and 4.)

How to apply for Mount Sinai Health System financial assistance

Without a full application
Some patients may be approved without a full application.
Time to apply
Up to 240 days after the first bill to submit the application.The policy says: “You have up to 240 days after getting your first bill from us to submit the application.” (page 3 (summary))
How to apply
Fill out the Financial Aid Application and send it to the financial counseling or patient financial services office of the hospital where the care was given. Bring proof of address, proof of identity and proof of income, or a New York State self-attestation form if those cannot be found. Forms and the policy are posted online and can be mailed free on request.
Differences by state
Emergency care requires a primary residence in New York State. Non-emergency medically necessary care requires a primary residence in New York City, and South Nassau also includes Nassau and Suffolk Counties.
Also good to know
Bills from private doctors who work in the hospital are likely not covered, so ask each provider. An approval lasts up to six months and may need to be renewed.

Denied? How to appeal or reapply

Common questions about Mount Sinai Health System financial assistance

What is the income limit for Mount Sinai Health System financial assistance?

Mount Sinai Health System’s policy lists discounts up to 400%. With the 2026 guidelines for the 48 states and Washington, DC, that is for discounts, a yearly income up to about $63,840 for one person and $132,000 for a family of four. The policy has differences by state or hospital, so check it for your hospital. Mount Sinai Health System decides from its own application; only the hospital can confirm what you may get.

How do I apply for Mount Sinai Health System financial assistance?

Fill out the Financial Aid Application and send it to the financial counseling or patient financial services office of the hospital where the care was given. Bring proof of address, proof of identity and proof of income, or a New York State self-attestation form if those cannot be found. Forms and the policy are posted online and can be mailed free on request. Time to apply: Up to 240 days after the first bill to submit the application.

Source

Mount Sinai Hospitals Group Financial Assistance and Billing and Collections Policy, Footer reads Charity Care Policy 1/1/2024. Read with AI reading tools on November 6, 2026, and checked by a second one against the same document. There is also a plain language summary.

We are not part of Mount Sinai Health System. Policies change, and the hospital decides from its own form. If what you read here differs from the current policy, the policy counts.

Ask in writing

The free financial assistance letter asks the hospital for its policy, the application and the plain language summary. Already paid? How applying after you have already paid works. Compare other systems on the hospital list.

Have insurance? See what 38 policies say about patients with insurance.

In New York? Find your hospital by name or town (182 New York hospitals).

Other health systems nearby

Check the bill itself

Financial assistance may lower what you owe, but it does not look at the charges. Open your bill in MedBillCheckup: it is read on your device, never uploaded, and the free check shows how many things are worth asking the billing office about, and names the first. The full list, with the exact questions to ask, is $6.99 for one bill, or included with Pro at $9.99 a month.

MedBillCheckup provides informational assistance only. It does not determine whether a charge is medically necessary, fraudulent, illegal, or definitively incorrect, and it is not a substitute for advice from a lawyer, doctor, insurer, or certified medical billing specialist.