We have not yet read New Mexico’s own laws on hospital bills; this page covers each hospital’s own policy and the federal rules for nonprofit hospitals.
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39 New Mexico hospitals, by town.
Nonprofit and government hospitals
CHRISTUS Southern New Mexico Medical Center
Alamogordo, Otero County · Nonprofit, general acute care · CHRISTUS Health
- Free care
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Any patient whose gross family income is at or below 300% of the FPL will be extended a full 100% charity care discount for any Uninsured Balance or Balance After Insurance on patient responsibility for Covered Services prior to the application of the Uninsured Discount, if applicable.”
Read on this document, 2026-11-09.
- Timing
- 12 months after the first post-discharge billing statement
The policy says
“The application for the Financial Assistance Program must be submitted to the CHRISTUS Hospital within twelve (12) months of the date of the first post - discharge billing statement that pertains to the care for which the patient or Guarantor is seeking Financial Assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Presbyterian Hospital
Albuquerque, Bernalillo County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
UNM Hospital
Albuquerque, Bernalillo County · Government, general acute care · UNM Health
Artesia General Hospital
Artesia, Eddy County · Nonprofit, general acute care
Carlsbad Medical Center
Carlsbad, Eddy County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Union County General Hospital
Clayton, Union County · Government, critical access
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Plains Regional Medical Center
Clovis, Curry County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Presbyterian Espanola Hospital
Espanola, Rio Arriba County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
San Juan Regional Medical Center
Farmington, San Juan County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Rehoboth McKinley Christian Health Care Services
Gallup, Mckinley County · Nonprofit, critical access
- Free care
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Patients who are uninsured and whose family income is at or below 300% of the FPG are eligible to receive care at a fully discounted rate.”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Patients who are uninsured or underinsured and whose family income is above 300% but not more than 500% of the FPG are eligible to receive services at discounted rates no greater than the amounts billed to Medicare patients.”
Read on this document, 2026-11-09.
- Timing
- 240 days after first post-discharge billing statement
The policy says
“The financial assistance application period begins on the date medical care is provided and ends 240 days after the first post-discharge billing statement or 30 days after the hospital or authorized third party provides written notice of intent to initiate Extraordinary Collection Actions, whichever is later.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Cibola General Hospital
Grants, Cibola County · Nonprofit, critical access
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“At or below 200% of FPL: Eligible for up to 100% charity care”
Read on this document, 2026-11-09.
- Discounts
- Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
The policy says
“301% to 400% of FPL: Eligible for up to 25% financial assistance”
Read on this document, 2026-11-09.
- Timing
- 31 days after the time of service
The policy says
“Guarantor may request financial assistance up to 31 days after the time of service.”
Read on this document, 2026-11-09.
Covenant Health Hobbs Hospital
Hobbs, Lea County · Nonprofit, general acute care · Providence
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Annual family income, adjusted for family size, is at or below 200% of the current FPL guidelines, The patient is determined to be financially indigent and qualifies for financial assistance 100% write-off on patient responsibility amounts for Eligible Services.”
Read on this document, 2026-11-09.
- Timing
- 240 days for hospital services and 90 days for clinic services, from the first post-discharge bill
The policy says
“The FAP-Eligible Time Period for (i) hospital services is the 240-day period of time; and (ii) clinic services is the 90-day period”
Read on this document, 2026-11-09.
Financial assistance policyHospital’s financial assistance pagePlain language summaryApplication
Nor-Lea Hospital District
Lovington, Lea County · Government, critical access
Roosevelt General Hospital
Portales, Roosevelt County · Government, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Miners' Colfax Medical Center
Raton, Colfax County · Government, critical access
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Lincoln County Medical Center
Ruidoso, Lincoln County · Nonprofit, critical access
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
CHRISTUS St. Vincent Regional Medical Center
Santa Fe, Santa Fe County · Nonprofit, general acute care · CHRISTUS Health
- Free care
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Any patient whose gross family income is at or below 300% of the FPL will be extended a full 100% charity care discount for any Uninsured Balance or Balance After Insurance on patient responsibility for Covered Services prior to the application of the Uninsured Discount, if applicable.”
Read on this document, 2026-11-09.
- Timing
- 12 months after the first post-discharge billing statement
The policy says
“The application for the Financial Assistance Program must be submitted to the CHRISTUS Hospital within twelve (12) months of the date of the first post - discharge billing statement that pertains to the care for which the patient or Guarantor is seeking Financial Assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Presbyterian Santa Fe Medical Center
Santa Fe, Santa Fe County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Guadalupe County Hospital
Santa Rosa, Guadalupe County · Government, rural emergency
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Gila Regional Medical Center
Silver City, Grant County · Government, critical access
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Socorro General Hospital
Socorro, Socorro County · Nonprofit, critical access
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Sierra Vista Hospital
T Or C, Sierra County · Government, critical access
Holy Cross Hospital
Taos, Taos County · Nonprofit, critical access · Taos Health Systems
- Free care
- Up to 100% of the federal poverty guidelines: about $33,000 a year for a family of four in 2026.
The policy says
“Federal Poverty Guideline Financial Assistance Discount Amount to Collect 0-100% 100% 0%”
Read on this document, 2026-11-09.
- Timing
- 120 day notification period
The policy says
“Holy Cross Hospital will continually notify the patient with open self-pay accounts of the Financial Assistance Policy Availability for a 120 days period.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Dr. Dan C. Trigg Memorial Hospital
Tucumcari, Quay County · Nonprofit, critical access
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
For-profit hospitals
The federal rules for nonprofit hospitals do not apply to a for-profit hospital. Ask whether it has a financial assistance or charity care policy.
Central Desert Behavioral Health Hospital
Albuquerque, Bernalillo County · For-profit, psychiatric
Ask whether it has a financial assistance or charity care policy.
Haven Behavioral Hospital of Albuquerque
Albuquerque, Bernalillo County · For-profit, psychiatric
Ask whether it has a financial assistance or charity care policy.
Lovelace Medical Center
Albuquerque, Bernalillo County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Lovelace Westside Hospital
Albuquerque, Bernalillo County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Lovelace Women'S Hospital
Albuquerque, Bernalillo County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Mimbres Valley Medical Center
Deming, Luna County · For-profit, critical access
Ask whether it has a financial assistance or charity care policy.
BHC Mesilla Valley Hospital
Las Cruces, Dona Ana County · For-profit, psychiatric
Ask whether it has a financial assistance or charity care policy.
Memorial Medical Center
Las Cruces, Dona Ana County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Mountain View Regional Medical Center
Las Cruces, Dona Ana County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Three Crosses Regional Hospital
Las Cruces, Dona Ana County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Alta Vista Regional Hospital
Las Vegas, San Miguel County · For-profit, critical access
Ask whether it has a financial assistance or charity care policy.
Los Alamos Medical Center
Los Alamos, Los Alamos County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Eastern New Mexico Medical Center
Roswell, Chaves County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Lovelace Regional Hospital - Roswell
Roswell, Chaves County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Peak Behavioral Health Services
Santa Teresa, Dona Ana County · For-profit, psychiatric
Ask whether it has a financial assistance or charity care policy.
Federal rules for nonprofit hospitals
- A nonprofit hospital must have a written financial assistance policy. There is no federal income level: the policy sets its own criteria.
- It must accept applications for at least 240 days after the first bill sent after you leave.
- For patients it finds eligible, charges for emergency and other medically necessary care are limited to the amounts generally billed to people with insurance.
- These rules apply to hospitals recognized as tax-exempt under section 501(c)(3), including government hospitals with that status.
More in the hospital charity care guide.
What to ask the billing office
- Ask for the financial assistance policy, the application and the plain language summary.
- Ask which income limit applies to your household and what counts as income.
- Ask whether the doctors who treated you are covered by the policy or bill separately.
- Ask until when you can still apply for the bill you have, and ask for the answer in writing.
The free financial assistance letter asks for all three papers. Denied? How to appeal or reapply. Already paid? How applying after you have paid works. Compare large health systems on the hospital list.
Helping people with hospital bills in New Mexico?
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Sources
The list of hospitals, their towns, counties and ownership come from Hospital General Information (CMS Provider Data Catalog), modified 2026-07-22. Ownership is CMS’s label, not a tax ruling. We left out the 6 hospitals the CMS file lists under federal ownership, such as VA and military hospitals.
Each figure comes from the hospital’s own policy, which every figure links to, with the policy’s words and the day we read it (2026-11-09). We used AI reading tools, and a second independent check compared each quote and figure with the policy text. A figure that was not confirmed is left out. Dollar amounts use the 2026 federal poverty guidelines for the 48 states and Washington, DC (91 FR 1797).
We are not part of any of these hospitals. Policies change, and the hospital decides from its own form, with conditions such as assets or residency that the policy sets. If what you read here differs from the current policy, the policy counts. A correction? Tell us on the Support page.
MedBillCheckup provides informational assistance only. It does not determine whether a charge is medically necessary, fraudulent, illegal, or definitively incorrect, and it is not a substitute for advice from a lawyer, doctor, insurer, or certified medical billing specialist.