Stanford Health Care financial assistance

Stanford Health Care income limits

Free care

Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.The policy says: “Uninsured Patients and Patients with High Medical Costs with annualized Family Incomes not in excess of 400% of the Federal Poverty Guidelines may be eligible for Charity Care.” (page 5 of 22)

Discounts

Up to 400% of the guidelines: about $132,000 a year for a family of four.The policy says: “Uninsured Patients and Patients with High Medical Costs with annualized Family Incomes not in excess of 400% of the Federal Poverty Guidelines may be eligible for Charity Care.” (page 5 of 22)

Sliding scale

Free care (100% off) may apply up to 400%; the policy lists no partial tier above that. Separately, all uninsured patients may get a 50% discount off professional charges and 60% off hospital charges under the SHC Uninsured Patient Discount Policy.

With insurance

Patients with insurance at incomes up to 400% of the guidelines may have what they owe cancelled when their out-of-pocket medical costs pass 10% of income. They must make every reasonable effort to give their coverage details. (Policy, pages 5, 7 and 14.)

Savings and assets

Savings and other assets are not counted.

Large bills

Insured patients at or below 400% of the poverty guidelines whose yearly out-of-pocket costs at Stanford are more than the lesser of 10 percent of current family income or of family income in the prior 12 months, or whose documented yearly out-of-pocket costs are over 10 percent of family income, may be eligible for free care.