Maryland’s own law also sets levels of help that hospitals must offer: see Maryland law below the list.
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53 Maryland hospitals, by town.
Nonprofit and government hospitals
Um Upper Chesapeake Behavioral Health Pavilion at
Aberdeen, Harford County · Nonprofit, psychiatric
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
J. Kent McNew Medical Center
Annapolis, Anne Arundel County · Nonprofit, psychiatric · Luminis Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Luminis Health provides free Medically Necessary care to patients with household income at or below 200% of the Federal Poverty Level (FPL).”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
- Timing
- 240 days from the first post-discharge billing statement
The policy says
“Patients may submit a financial assistance application up to 240 days from the date of the first post-”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Luminis Health Anne Arundel Medical Center
Annapolis, Anne Arundel County · Nonprofit, general acute care · Luminis Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Luminis Health provides free Medically Necessary care to patients with household income at or below 200% of the Federal Poverty Level (FPL).”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
- Timing
- 240 days from the first post-discharge billing statement
The policy says
“Patients may submit a financial assistance application up to 240 days from the date of the first post-”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Ascension Saint Agnes Hospital
Baltimore, Baltimore City · Nonprofit, general acute care · Ascension
- Free care
- Up to 250% of the federal poverty guidelines: about $82,500 a year for a family of four in 2026.
The policy says
“Patients with income less than or equal to 250% of the Federal Poverty Level income (“FPL”), calculated at the time of service or updated, as appropriate, to account for any change in the Patient’s financial circumstances occurring within 240 days after the initial bill, will be eligible for 100% charity care on that portion of the charges for services for which the Patient is responsible following payment by an insurer, if any”
Read on this document, 2026-11-09.
- Discounts
- Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
The policy says
“Patients with incomes above 250% of the FPL but not exceeding 400% of the FPL, will receive a sliding scale discount on that portion of the charges for services provided for which the Patient is responsible following payment by an insurer, if any”
Read on this document, 2026-11-09.
- Timing
- 240 days after the first discharge bill
The policy says
“submits a financial assistance application (an “FAP Application”) on or prior to the 240th day after the Patient’s first discharge bill”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
GBMC
Baltimore, Baltimore County · Nonprofit, general acute care
- Free care
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“For patients with family income at or below 300% of the FPL, GBMC will provide 100% financial assistance for Eligible Services.”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“For patients with family income between 301%-500% of the FPL, GBMC will provide 50% financial assistance for Eligible Services.”
Read on this document, 2026-11-09.
- Timing
- 240 days after receipt of the initial bill
The policy says
“Patients have up to 240 days after receiving the initial bill to apply for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Johns Hopkins Bayview Medical Center
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Johns Hopkins Hospital, the
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Kennedy Krieger Institute
Baltimore, Baltimore City · Nonprofit, childrens
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients whose individual or family income is less than or equal to 200% of the Federal Poverty Guidelines are eligible for free care (100% Financial Assistance discount).”
Read on this document, 2026-11-09.
- Discounts
- Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
The policy says
“Patients whose individual or family income is less than or equal to 400% of the Federal Poverty Guidelines are eligible for a Financial Assistance discount on a sliding scale as outlined in Attachment A.”
Read on this document, 2026-11-09.
- Timing
- 240 days after the first billing statement
The policy says
“The Application Period begins on the date of service and ends 240 days after the first billing statement has been sent to the patient.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Levindale Hebrew Geriatric Center and Hospital
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
MedStar Good Samaritan Hospital
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
MedStar Harbor Hospital
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
MedStar Union Memorial Hospital
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Mercy Medical Center
Baltimore, Baltimore City · Nonprofit, general acute care · Mercy Health Services
- Discounts
- Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
The policy says
“have family income at or below 400% of the Federal Poverty Level and cannot be eligible for Medicaid or other social service programs.”
Read on this document, 2026-11-09.
Mt. Washington Pediatric Hospital
Baltimore, Baltimore City · Nonprofit, childrens
- Timing
- 240 days after the first post-discharge patient bill
The policy says
“the financial assistance application process will be open up to at least 240 days after the first post-discharge patient bill for the care is sent.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Sheppard Pratt
Baltimore, Baltimore County · Nonprofit, psychiatric
Sinai Hospital of Baltimore
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Umd Rehabilitation & Orthopaedic Institute
Baltimore, Baltimore County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
University of Maryland Medical Center
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
University of Md Medical Center Midtown Campus
Baltimore, Baltimore City · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Umd Upper Chesapeake Medical Center
Bel Air, Harford County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
TidalHealth Atlantic
Berlin, Worcester County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Suburban Hospital
Bethesda, Montgomery County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Eastern Shore Hospital Center
Cambridge, Dorchester County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Spring Grove Hospital Center
Catonsville, Baltimore County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
University of Md Shore Medical Ctr at Chestertown
Chestertown, Kent County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
MedStar Southern Maryland Hospital Center
Clinton, Prince Georges County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Johns Hopkins Howard County Medical Center
Columbia, Howard County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Thomas B. Finan Center
Cumberland, Allegany County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
UPMC Western Maryland
Cumberland, Allegany County · Nonprofit, general acute care · UPMC
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients whose family income is at or below 200% of the Federal Poverty Level (FPL) are eligible to receive free care.”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“Patients whose family income is above 450% but not more than 500% of the FPL are eligible to receive a discount of 35% of their account balance.”
Read on this document, 2026-11-09.
- Timing
- 240 days after the first post-discharge billing statement
The policy says
“Application within the 240 days after the patient receives the first post-discharge billing statement (approximately 8 months).”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
University of Md Shore Medical Center at Easton
Easton, Talbot County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Union Hospital of Cecil County
Elkton, Cecil County · Nonprofit, general acute care · ChristianaCare
- Free care
- Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
The policy says
“Free care or a 100% medical debt adjustment is available to patients with household income between 0% and 400% of the Federal Poverty Level (FPL) and who otherwise meet the requirements to receive financial assistance under this policy.”
Read on this document, 2026-11-09.
- Timing
- 240 days after first billing statement
The policy says
“The application will be considered up to 240 days after the first billing statement.”
Read on this document, 2026-11-09.
Adventist Healthcare Fort Washington Medical Ctr
Fort Washington, Prince Georges County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Frederick Health Hospital
Frederick, Frederick County · Nonprofit, general acute care · Frederick Health
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“patients with a family income at or below 500% of the federal poverty level are eligible to receive Financial Assistance without regard to their family's medical debt.”
Read on this document, 2026-11-09.
- Timing
- 240 days after the first post-discharge billing statement
The policy says
“refusal to apply for or provide requested documentation or information required to complete a Financial Assistance Application within the 240 days after the patient receives the first post-discharge billing statement”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Holy Cross Germantown Hospital
Germantown, Montgomery County · Nonprofit, general acute care · Trinity Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“The scheduled financial assistance program provides free medically necessary care to those most in need – patients who have income equal to or less than 200% of the federal poverty level.”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“It also provides for a 75% reduction in charges for those whose income is between 201% and 250%, 60% reduction in charges for those whose income is between 251% and 300% , 50% reduction in charges for those whose income is between 301% and 350%, 45% reduction in charges for those whose income is between 351% and 400%, 40% reduction in charges for those whose income is between 401% to 450% and a 35% reduction in charges for those whose income is between for 451% to 500%.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
University of Md Baltimore Washington Medical Center
Glen Burnie, Anne Arundel County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Brook Lane
Hagerstown, Washington County · Nonprofit, psychiatric · Meritus Health
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“For a patient with family income of more than 400% but not more than 500% of the federal poverty level, by 40%”
Read on this document, 2026-11-09.
- Timing
- 240 days after the first post-discharge billing statement
The policy says
“within the 240 days after the patient receives the first post-discharge billing statement”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Meritus Medical Center
Hagerstown, Washington County · Nonprofit, general acute care · Meritus Health
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“For a patient with family income of more than 400% but not more than 500% of the federal poverty level, by 40%”
Read on this document, 2026-11-09.
- Timing
- 240 days after the first post-discharge billing statement
The policy says
“within the 240 days after the patient receives the first post-discharge billing statement”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
University of Md Charles Regional Medical Center
La Plata, Charles County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
MedStar St. Mary's Hospital
Leonardtown, St. Marys County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Garrett Regional Medical Center
Oakland, Garrett County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
MedStar Montgomery Medical Center
Olney, Montgomery County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
CalvertHealth Medical Center
Prince Frederick, Calvert County · Nonprofit, general acute care
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
Financial assistance policyPlain language summaryApplication
Northwest Hospital
Randallstown, Baltimore County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Adventist Healthcare Shady Grove Medical Center
Rockville, Montgomery County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
MedStar Franklin Square Medical Center
Rosedale, Baltimore County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
TidalHealth Peninsula Regional
Salisbury, Wicomico County · Nonprofit, general acute care · TidalHealth
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“TidalHealth will provide free medically necessary care to patients with family income at or below 200% of the federal poverty level.”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“TidalHealth will provide reduced-cost medically necessary care to low-income patients with family income between 301% and 500% of the Federal poverty level who have a medical hardship as defined by Maryland Law, for both Maryland and Delaware residents .”
Read on this document, 2026-11-09.
- Timing
- 240 days after the first post-discharge billing statement
The policy says
“All applications received within 240 days of the first post-discharge billing statement will be reviewed.”
Read on this document, 2026-11-09.
Adventist Healthcare White Oak Medical Center
Silver Spring, Montgomery County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Holy Cross Hospital
Silver Spring, Montgomery County · Nonprofit, general acute care · Trinity Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“The scheduled financial assistance program provides free medically necessary care to those most in need – patients who have income equal to or less than 200% of the federal poverty level.”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“It also provides for a 75% reduction in charges for those whose income is between 201% and 250%, 60% reduction in charges for those whose income is between 251% and 300% , 50% reduction in charges for those whose income is between 301% and 350%, 45% reduction in charges for those whose income is between 351% and 400%, 40% reduction in charges for those whose income is between 401% to 450% and a 35% reduction in charges for those whose income is between for 451% to 500%.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Springfield Hospital Center
Sykesville, Carroll County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
University of Md St Joseph Medical Center
Towson, Baltimore County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
University of Md Capital Region Medical Center
Upper Marlboro, Prince Georges County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Carroll Hospital
Westminster, Carroll County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
For-profit hospitals
The federal rules for nonprofit hospitals do not apply to a for-profit hospital. Ask whether it has a financial assistance or charity care policy.
Luminis Health Doctors Community Medical Ctr
Lanham, Prince Georges County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Maryland law
In Maryland, state law asks hospitals to offer at least these levels of help, by household income. It covers: Acute and chronic care hospitals under the jurisdiction of the state’s Health Services Cost Review Commission.
- At or below 200% of the federal poverty guidelines: Medically necessary care is free, for patients with no coverage or coverage that does not pay the full bill.
- At or below 250% of the federal poverty guidelines: The bill is reduced by 75%, for the same patients.
- At or below 300% of the federal poverty guidelines: The bill is reduced by 60%, for the same patients.
- A further scale applies below 500% when your medical debt over 12 months is more than 25% of family income: reduced cost from 75% off down to 35% off.
Read on October 11, 2026 from Maryland Health-General 19-214.1. A hospital’s own policy may give more. To see where your household falls, use the free charity care check.
Federal rules for nonprofit hospitals
- A nonprofit hospital must have a written financial assistance policy. There is no federal income level: the policy sets its own criteria.
- It must accept applications for at least 240 days after the first bill sent after you leave.
- For patients it finds eligible, charges for emergency and other medically necessary care are limited to the amounts generally billed to people with insurance.
- These rules apply to hospitals recognized as tax-exempt under section 501(c)(3), including government hospitals with that status.
More in the hospital charity care guide.
What to ask the billing office
- Ask for the financial assistance policy, the application and the plain language summary.
- Ask which income limit applies to your household and what counts as income.
- Ask whether the doctors who treated you are covered by the policy or bill separately.
- Ask until when you can still apply for the bill you have, and ask for the answer in writing.
The free financial assistance letter asks for all three papers. Denied? How to appeal or reapply. Already paid? How applying after you have paid works. Compare large health systems on the hospital list.
Helping people with hospital bills in Maryland?
Send them this page. With a client link from your organization they also get Pro at no cost to them: the full list for every bill, the questions to ask and a letter. A free pilot is available on request.
Sources
The list of hospitals, their towns, counties and ownership come from Hospital General Information (CMS Provider Data Catalog), modified 2026-07-22. Ownership is CMS’s label, not a tax ruling. We left out the 3 hospitals the CMS file lists under federal ownership, such as VA and military hospitals.
Each figure comes from the hospital’s own policy, which every figure links to, with the policy’s words and the day we read it (2026-11-09). We used AI reading tools, and a second independent check compared each quote and figure with the policy text. A figure that was not confirmed is left out. Dollar amounts use the 2026 federal poverty guidelines for the 48 states and Washington, DC (91 FR 1797).
We are not part of any of these hospitals. Policies change, and the hospital decides from its own form, with conditions such as assets or residency that the policy sets. If what you read here differs from the current policy, the policy counts. A correction? Tell us on the Support page.
MedBillCheckup provides informational assistance only. It does not determine whether a charge is medically necessary, fraudulent, illegal, or definitively incorrect, and it is not a substitute for advice from a lawyer, doctor, insurer, or certified medical billing specialist.