Cedars-Sinai income limits
| Household size | Free care: yearly income up to 400% | Discounts: yearly income up to 600% |
|---|---|---|
| 1 person | $63,840 | $95,760 |
| 2 people | $86,560 | $129,840 |
| 3 people | $109,280 | $163,920 |
| 4 people | $132,000 | $198,000 |
| 5 people | $154,720 | $232,080 |
| 6 people | $177,440 | $266,160 |
- Free care
- Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.The policy says: “Charity Care will be made available to patients whose family income is at or below 400% of FPL.” (page 2 of 19)
- Discounts
- Up to 600% of the guidelines: about $198,000 a year for a family of four.The policy says: “Patients whose income ranges between 401% to 600% of FPL qualify for a Discount Payment.” (page 2 of 19)
- Sliding scale
- 401% to 600%: sliding scale by income and insurance status. The policy table lists, by column: 450% FPL: uninsured 95% off, underinsured 90% off; 500%: 90% and 80%; 550%: 85% and 70%; 600%: 85% and 60%. Discounted patients are not charged more than the expected Medicare or Medi-Cal payment, whichever is greater.
- With insurance
- Underinsured patients may get free care at incomes up to 400% of the guidelines, and a smaller discount than patients without insurance from 401% to 600%. Approved patients must give the information needed to seek payment from third parties. (Policy, pages 2, 13 and 18.)
- Savings and assets
- Savings and other assets are not counted.
- Large bills
- Patients who do not otherwise qualify but cannot pay because of unexpected high-cost care may ask to be considered as medically indigent; the Vice President of Finance and Chief Revenue Cycle Officer, or a designee, decides at their discretion.
How to apply for Cedars-Sinai financial assistance
- Without a full application
- Some patients may be approved without a full application.
- Time to apply
- Can apply at any timeThe policy says: “Patients may apply for Charity Care or a Discount Payment at any time.” (page 4 of 19)
- How to apply
- Complete the financial assistance application with recent tax returns or pay stubs. Applications are on the Cedars-Sinai website, at registration or admission desks, or by mail, phone or email request. Uninsured self-pay patients get an automatic discount without an application.
- Also good to know
- Assets, including monetary assets, are not counted. Eligibility approved lasts 6 months and may be renewed, and a new application is needed after 12 months.
Common questions about Cedars-Sinai financial assistance
What is the income limit for Cedars-Sinai financial assistance?
Cedars-Sinai’s policy lists free care up to 400% of the federal poverty guidelines and discounts up to 600%. With the 2026 guidelines for the 48 states and Washington, DC, that is for free care, a yearly income up to about $63,840 for one person and $132,000 for a family of four; for discounts, a yearly income up to about $95,760 for one person and $198,000 for a family of four. Cedars-Sinai decides from its own application; only the hospital can confirm what you may get.
How do I apply for Cedars-Sinai financial assistance?
Complete the financial assistance application with recent tax returns or pay stubs. Applications are on the Cedars-Sinai website, at registration or admission desks, or by mail, phone or email request. Uninsured self-pay patients get an automatic discount without an application. Time to apply: Can apply at any time.
Source
Financial Assistance Policy, Effective January 1, 2025; revision date 09/01/25. Read with AI reading tools on November 6, 2026, and checked by a second one against the same document.
We are not part of Cedars-Sinai. Policies change, and the hospital decides from its own form. If what you read here differs from the current policy, the policy counts.
Ask in writing
The free financial assistance letter asks the hospital for its policy, the application and the plain language summary. Already paid? How applying after you have already paid works. Compare other systems on the hospital list.
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Check the bill itself
Financial assistance may lower what you owe, but it does not look at the charges. Open your bill in MedBillCheckup: it is read on your device, never uploaded, and the free check shows how many things are worth asking the billing office about, and names the first. The full list, with the exact questions to ask, is $6.99 for one bill, or included with Pro at $9.99 a month.
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