New Jersey’s own law also sets levels of help that hospitals must offer: see New Jersey law below the list.
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77 New Jersey hospitals, by town.
Nonprofit and government hospitals
AtlantiCare Regional Medical Center
Atlantic City, Atlantic County · Nonprofit, general acute care · AtlantiCare
- Discounts
- Up to 400% of the federal poverty guidelines: about $132,000 a year for a family of four in 2026.
The policy says
“a. To apply for this discount and the patient must provide a minimum of two pay stubs to verify their income is 400% of the federal poverty level or less to be eligible.”
Read on this document, 2026-11-09.
- Timing
- 2 years from the initial service date
The policy says
“vii. Patients will have two years from the initial service date to apply for Charity Care assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Carepoint Health - Bayonne Medical Center
Bayonne, Hudson County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Carrier Clinic
Belle Mead, Somerset County · Nonprofit, psychiatric · Hackensack Meridian Health
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- 2 years from first post-discharge billing statement (Compassionate Care)
The policy says
“An individual has 2 years from the date they are provided with the first post-discharge billing statement to apply for Compassionate Care Discounting.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Clara Maass Medical Center
Belleville, Essex County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Ocean University Medical Center
Brick, Ocean County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Deborah Heart and Lung Center
Browns Mills, Burlington County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Cooper University Hospital
Camden, Camden County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Virtua Our Lady of Lourdes Hospital
Camden, Camden County · Government, general acute care · Virtua Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are not eligible for Medicaid and cannot qualify for a 100% discount under the HCPAP may be eligible for CAP if they are United States citizens and their family gross income does not exceed 500% of FPG.”
Read on this document, 2026-11-09.
- Timing
- 365 days from the first post-discharge bill
The policy says
“Patients have 365 days from the date of the first post-discharge bill to submit completed applications, which include the required documentation.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Cape Regional Medical Center
Cape May Court House, Cape May County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Essex County Hospital Center
Cedar Grove, Essex County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
JFK University Medical Center
Edison, Middlesex County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Trinitas Regional Medical Center
Elizabeth, Union County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Inspira Medical Center Mullica Hill
Elmer, Salem County · Nonprofit, general acute care · Inspira Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“The New Jersey Charity Care program covers 100% of charges for patients with family gross income of less than or equal to 200% of FPL.”
Read on this document, 2026-11-09.
- Discounts
- Up to 550% of the federal poverty guidelines: about $181,500 a year for a family of four in 2026.
The policy says
“Patients may be eligible for discounts under the Hospital Financial Assistance Program/Subsidy Program if their family gross income is between 225% and 550 % of FPL.”
Read on this document, 2026-11-09.
- Timing
- 365 days from the first post-discharge billing statement
The policy says
“Patients have 365 days from the date of the first post -discharge billing statement to submit a completed Application.”
Read on this document, 2026-11-09.
Englewood Hospital and Medical Center
Englewood, Bergen County · Nonprofit, general acute care
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Greater than 275% but less than or equal to 300% 80%”
Read on this document, 2026-11-09.
- Timing
- Up to one year from the date of service (charity care)
The policy says
“Patients have up to one year from the date of service to apply for New Jersey Hospital Care Payment Assistance (Charity Care).”
Read on this document, 2026-11-09.
Hunterdon Medical Center
Flemington, Hunterdon County · Nonprofit, general acute care · Hunterdon Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income under 500% of the federal poverty level may qualify for a discount under the Uninsured Discount program.”
Read on this document, 2026-11-09.
- Timing
- Up to 12 months after the first post-discharge billing statement (charity program)
The policy says
“Applications can be made for a period of up to 12 months after the first post-discharge billing statement.”
Read on this document, 2026-11-09.
CentraState Medical Center
Freehold, Monmouth County · Nonprofit, general acute care · Atlantic Health System
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients are screened for the Charity Care program which covers (i) 100% of charges for patients with family gross income less than or equal to 200% of the federal poverty level;”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are New Jersey residents with family gross income below 500% of the federal poverty level will be eligible to receive discounted care in accordance with Section IV.C. of the FAP.”
Read on this document, 2026-11-09.
- Timing
- 365 days after first post-discharge billing statement
The policy says
“An uninsured patient has up to 365 days after the first post-discharge billing statement to submit a completed application for financial assistance.”
Read on this document, 2026-11-09.
Hackensack University Medical Center
Hackensack, Bergen County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Hackettstown Medical Center
Hackettstown, Warren County · Nonprofit, general acute care · Atlantic Health System
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients are screened for the Charity Care program which covers (i) 100% of charges for patients with family gross income less than or equal to 200% of the federal poverty level;”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are New Jersey residents with family gross income below 500% of the federal poverty level will be eligible to receive discounted care”
Read on this document, 2026-11-09.
- Timing
- 365 days after first post-discharge billing statement
The policy says
“An uninsured patient has up to 365 days after the first post-discharge billing statement to submit a completed application for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Robert Wood Johnson University Hospital Hamilton
Hamilton, Mercer County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Ancora Psychiatric Hospital
Hammonton, Atlantic County · Nonprofit, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Hoboken University Medical Center
Hoboken, Hudson County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Bayshore Medical Center
Holmdel, Monmouth County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Heights University Hospital
Jersey City, Hudson County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Jersey City Medical Center
Jersey City, Hudson County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Monmouth Medical Center - Southern Campus
Lakewood, Ocean County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Cooperman Barnabas Medical Center
Livingston, Essex County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Monmouth Medical Center
Long Branch, Monmouth County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Southern Ocean Medical Center
Manahawkin, Ocean County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Greystone Park Psychiatric Hospital
Morris Plains, Morris County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Morristown Medical Center
Morristown, Morris County · Nonprofit, general acute care · Atlantic Health System
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients are screened for the Charity Care program which covers (i) 100% of charges for patients with family gross income less than or equal to 200% of the federal poverty level;”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are New Jersey residents with family gross income below 500% of the federal poverty level will be eligible to receive discounted care”
Read on this document, 2026-11-09.
- Timing
- 365 days after first post-discharge billing statement
The policy says
“An uninsured patient has up to 365 days after the first post-discharge billing statement to submit a completed application for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Virtua Mount Holly Hospital
Mount Holly, Burlington County · Nonprofit, general acute care · Virtua Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are not eligible for Medicaid and cannot qualify for a 100% discount under the HCPAP may be eligible for CAP if they are United States citizens and their family gross income does not exceed 500% of FPG.”
Read on this document, 2026-11-09.
- Timing
- 365 days from the first post-discharge bill
The policy says
“Patients have 365 days from the date of the first post-discharge bill to submit completed applications, which include the required documentation.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Jersey Shore University Medical Center
Neptune, Monmouth County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Children's Specialized Hospital
New Brunswick, Middlesex County · Nonprofit, childrens
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Robert Wood Johnson University Hospital
New Brunswick, Middlesex County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Saint Peter's University Hospital
New Brunswick, Middlesex County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Newark Beth Israel Medical Center
Newark, Essex County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Saint Michael's Medical Center
Newark, Essex County · Nonprofit, general acute care · Prime Healthcare
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“the patient’s Family Income is less than 500% of the current Federal Poverty Level”
Read on this document, 2026-11-09.
- Timing
- 150 days after first post-discharge statement
The policy says
“A patient is expected to submit the financial assistance application promptly following care, but no later than 150 days following the date of the first post-discharge statement.”
Read on this document, 2026-11-09.
Silver Lake Hospital Ltach
Newark, Essex County · Nonprofit, long-term
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
University Hospital
Newark, Essex County · Government, general acute care
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Newton Medical Center
Newton, Sussex County · Nonprofit, general acute care · Atlantic Health System
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients are screened for the Charity Care program which covers (i) 100% of charges for patients with family gross income less than or equal to 200% of the federal poverty level;”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are New Jersey residents with family gross income below 500% of the federal poverty level will be eligible to receive discounted care”
Read on this document, 2026-11-09.
- Timing
- 365 days after first post-discharge billing statement
The policy says
“An uninsured patient has up to 365 days after the first post-discharge billing statement to submit a completed application for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Palisades Medical Center
North Bergen, Hudson County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Bergen New Bridge Medical Center
Paramus, Bergen County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Valley Hospital
Paramus, Bergen County · Nonprofit, general acute care · Valley Health System
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Patients who are uninsured and have a household income and assets at or below 200% of the FPL are eligible to receive free care.”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“uninsured patients who do not qualify for Charity Care and whose income is less than or equal to 500% of the FPL may be eligible for a percentage discount off of gross Hospital charges”
Read on this document, 2026-11-09.
St. Joseph's University Medical Center
Paterson, Passaic County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Capital Health Medical Center – Hopewell
Pennington, Mercer County · Nonprofit, general acute care · Capital Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of the Federal Poverty Guidelines ("FPG") are eligible for 100% Charity Care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPG are eligible for discounted care under the Charity Care program.”
Read on this document, 2026-11-09.
- Timing
- 2 years (730 days) from date of service
The policy says
“An individual has two years (730 days) from date of service to apply for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Raritan Bay Medical Center
Perth Amboy, Middlesex County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
St Luke'S Warren Hospital
Phillipsburg, Warren County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
University Behavioral Health Care
Piscataway, Middlesex County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Penn Medicine Princeton Medical Center
Plainsboro, Middlesex County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Chilton Medical Center
Pompton Plains, Morris County · Nonprofit, general acute care · Atlantic Health System
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients are screened for the Charity Care program which covers (i) 100% of charges for patients with family gross income less than or equal to 200% of the federal poverty level;”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are New Jersey residents with family gross income below 500% of the federal poverty level will be eligible to receive discounted care”
Read on this document, 2026-11-09.
- Timing
- 365 days after first post-discharge billing statement
The policy says
“An uninsured patient has up to 365 days after the first post-discharge billing statement to submit a completed application for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Robert Wood Johnson University Hospital Rahway
Rahway, Union County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Riverview Medical Center
Red Bank, Monmouth County · Nonprofit, general acute care · Hackensack Meridian Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 600% of the federal poverty guidelines: about $198,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients with income levels at or below 600% of the Federal Poverty Level (FPL) will be eligible for an additional 50% discount on the Medicare rates applied under the Compassionate Care I program.”
Read on this document, 2026-11-09.
- Timing
- One year from date of service (Charity Care)
The policy says
“The applicant has up to one year from the date of service to apply for hospital assistance and provide the hospital with a completed application.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Meadowview Psychiatric Hospital
Secaucus, Hudson County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Shore Medical Center
Somers Point, Atlantic County · Nonprofit, general acute care
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Household incomes at or below 200% of the FPG are eligible for free care.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Household incomes that exceed 200% of the FPG, but are at or below 300% of the FPG qualify for a discounted payment based on a sliding scale.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Robert Wood Johnson University Hospital Somerset
Somerville, Somerset County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Jefferson Stratford Hospital
Stratford, Camden County · Nonprofit, general acute care · Jefferson Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level ("FPL") are eligible for 100% financial assistance (free care).”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 500% of FPL are eligible for partial financial assistance (discounted care).”
Read on this document, 2026-11-09.
- Timing
- Two years from the date of service or 240 days from the first post-discharge billing statement, whichever is greater
The policy says
“Jefferson Health allows patients, two years from the date of service or 240 days from the date the individual is provided with the first post-discharge billing statement, whichever is greater, to apply for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Overlook Medical Center
Summit, Union County · Nonprofit, general acute care · Atlantic Health System
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients are screened for the Charity Care program which covers (i) 100% of charges for patients with family gross income less than or equal to 200% of the federal poverty level;”
Read on this document, 2026-11-09.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are New Jersey residents with family gross income below 500% of the federal poverty level will be eligible to receive discounted care”
Read on this document, 2026-11-09.
- Timing
- 365 days after first post-discharge billing statement
The policy says
“An uninsured patient has up to 365 days after the first post-discharge billing statement to submit a completed application for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Summit Oaks Hospital
Summit, Union County · Nonprofit, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Holy Name Medical Center
Teaneck, Bergen County · Nonprofit, general acute care
We could not read its financial assistance policy on 2026-11-09 (its website did not open for us). Ask the billing office for the policy and the application.
Community Medical Center
Toms River, Ocean County · Nonprofit, general acute care · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Saint Barnabas Behavioral Health Center
Toms River, Ocean County · Nonprofit, psychiatric · RWJBarnabas Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of Federal Poverty Level (“FPL”) are eligible for 100% charity care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPL are eligible for discounted care.”
Read on this document, 2026-11-09.
- Timing
- 1 year from the date of service
The policy says
“The timeline for application is within 1 year from the date of service.”
Read on this document, 2026-11-09.
Capital Health Regional Medical Center
Trenton, Mercer County · Nonprofit, general acute care · Capital Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income less than or equal to 200% of the Federal Poverty Guidelines ("FPG") are eligible for 100% Charity Care coverage.”
Read on this document, 2026-11-09.
- Discounts
- Up to 300% of the federal poverty guidelines: about $99,000 a year for a family of four in 2026.
The policy says
“Patients with family gross income greater than 200% but less than or equal to 300% of FPG are eligible for discounted care under the Charity Care program.”
Read on this document, 2026-11-09.
- Timing
- 2 years (730 days) from date of service
The policy says
“An individual has two years (730 days) from date of service to apply for financial assistance.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Trenton Psychiatric Hospital
Trenton, Mercer County · Government, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
Inspira Medical Center Vineland
Vineland, Cumberland County · Nonprofit, general acute care · Inspira Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
The policy says
“The New Jersey Charity Care program covers 100% of charges for patients with family gross income of less than or equal to 200% of FPL.”
Read on this document, 2026-11-09.
- Discounts
- Up to 550% of the federal poverty guidelines: about $181,500 a year for a family of four in 2026.
The policy says
“Patients may be eligible for discounts under the Hospital Financial Assistance Program/Subsidy Program if their family gross income is between 225% and 550 % of FPL.”
Read on this document, 2026-11-09.
- Timing
- 365 days from the first post-discharge billing statement
The policy says
“Patients have 365 days from the date of the first post -discharge billing statement to submit a completed Application.”
Read on this document, 2026-11-09.
West Jersey Hospital
Voorhees, Camden County · Nonprofit, general acute care · Virtua Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are not eligible for Medicaid and cannot qualify for a 100% discount under the HCPAP may be eligible for CAP if they are United States citizens and their family gross income does not exceed 500% of FPG.”
Read on this document, 2026-11-09.
- Timing
- 365 days from the first post-discharge bill
The policy says
“Patients have 365 days from the date of the first post-discharge bill to submit completed applications, which include the required documentation.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Virtua Willingboro Hospital
Willingboro, Burlington County · Nonprofit, general acute care · Virtua Health
- Free care
- Up to 200% of the federal poverty guidelines: about $66,000 a year for a family of four in 2026.
- Discounts
- Up to 500% of the federal poverty guidelines: about $165,000 a year for a family of four in 2026.Only for some patients, for example by insurance, residence or savings: the policy’s words below say which.
The policy says
“Uninsured patients who are not eligible for Medicaid and cannot qualify for a 100% discount under the HCPAP may be eligible for CAP if they are United States citizens and their family gross income does not exceed 500% of FPG.”
Read on this document, 2026-11-09.
- Timing
- 365 days from the first post-discharge bill
The policy says
“Patients have 365 days from the date of the first post-discharge bill to submit completed applications, which include the required documentation.”
Read on this document, 2026-11-09.
Financial assistance policyPlain language summaryApplication
Ramapo Ridge Behavioral Health Hospital
Wyckoff, Bergen County · Nonprofit, psychiatric
We could not read its financial assistance policy on 2026-11-09 (we found no policy). Ask the billing office for the policy and the application.
For-profit hospitals
The federal rules for nonprofit hospitals do not apply to a for-profit hospital. Ask whether it has a financial assistance or charity care policy.
Mountainview Behavioral Hospital
Berkeley Heights, Union County · For-profit, psychiatric
Ask whether it has a financial assistance or charity care policy.
Northbrook Behavioral Health Hospital
Blackwood, Camden County · For-profit, psychiatric
Ask whether it has a financial assistance or charity care policy.
Saint Clare'S Hospital/ Denville Campus
Denville, Morris County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Carewell Health Medical Center
East Orange, Essex County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Weisman Childrens Rehabilitation Hospital
Marlton, Burlington County · For-profit, childrens
Ask whether it has a financial assistance or charity care policy.
Hackensack Meridian Mountainside Medical
Montclair, Essex County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
St Mary'S General Hospital
Passaic, Passaic County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Aspen Hills Healthcare Center
Pemberton, Burlington County · For-profit, psychiatric
Ask whether it has a financial assistance or charity care policy.
Hudson Regional Hospital
Secaucus, Hudson County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
Hackensack Meridian Health Pascack Valley Medical
Westwood, Bergen County · For-profit, general acute care
Ask whether it has a financial assistance or charity care policy.
New Jersey law
In New Jersey, state law asks hospitals to offer at least these levels of help, by household income. It covers: All acute care hospitals.
- At or below 200% of the federal poverty guidelines: The patient pays 0% of the hospital bill.
- At or below 300% of the federal poverty guidelines: The patient pays 20%, 40%, 60% or 80% of the hospital bill, a higher share as income rises toward 300%. When out-of-pocket medical expenses are more than 30% of gross yearly income, the amount above that may also be covered.
- Generally for New Jersey residents; the state says non-residents may get help in some cases. For people not eligible for Medicaid or other medical assistance. Income and asset limits apply. Apply within one year of the date of service.
- Fees billed separately, such as private doctors’ fees, may not be eligible for a reduction.
Read on October 11, 2026 from New Jersey Department of Health: Charity Care. A hospital’s own policy may give more. To see where your household falls, use the free charity care check.
Federal rules for nonprofit hospitals
- A nonprofit hospital must have a written financial assistance policy. There is no federal income level: the policy sets its own criteria.
- It must accept applications for at least 240 days after the first bill sent after you leave.
- For patients it finds eligible, charges for emergency and other medically necessary care are limited to the amounts generally billed to people with insurance.
- These rules apply to hospitals recognized as tax-exempt under section 501(c)(3), including government hospitals with that status.
More in the hospital charity care guide.
What to ask the billing office
- Ask for the financial assistance policy, the application and the plain language summary.
- Ask which income limit applies to your household and what counts as income.
- Ask whether the doctors who treated you are covered by the policy or bill separately.
- Ask until when you can still apply for the bill you have, and ask for the answer in writing.
The free financial assistance letter asks for all three papers. Denied? How to appeal or reapply. Already paid? How applying after you have paid works. Compare large health systems on the hospital list.
Helping people with hospital bills in New Jersey?
Send them this page. With a client link from your organization they also get Pro at no cost to them: the full list for every bill, the questions to ask and a letter. A free pilot is available on request.
Sources
The list of hospitals, their towns, counties and ownership come from Hospital General Information (CMS Provider Data Catalog), modified 2026-07-22. Ownership is CMS’s label, not a tax ruling. We left out the 1 hospitals the CMS file lists under federal ownership, such as VA and military hospitals.
Each figure comes from the hospital’s own policy, which every figure links to, with the policy’s words and the day we read it (2026-11-09). We used AI reading tools, and a second independent check compared each quote and figure with the policy text. A figure that was not confirmed is left out. Dollar amounts use the 2026 federal poverty guidelines for the 48 states and Washington, DC (91 FR 1797).
We are not part of any of these hospitals. Policies change, and the hospital decides from its own form, with conditions such as assets or residency that the policy sets. If what you read here differs from the current policy, the policy counts. A correction? Tell us on the Support page.
MedBillCheckup provides informational assistance only. It does not determine whether a charge is medically necessary, fraudulent, illegal, or definitively incorrect, and it is not a substitute for advice from a lawyer, doctor, insurer, or certified medical billing specialist.